17 Wind Road, Ystradgynlais, Swansea, SA9 1AH
Estimate of £174k for this semi-detached house. 132 sales in SA9 in the last 12 months; median £161k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£175,000
- SDLT standard£1,000
- SDLT BTL surcharge (5%)£8,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£186,850
Funding
- Deposit (25%)£43,750
- Mortgage (75% LTV)£131,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£55,600
Monthly Returns
- Monthly Rent (estimate)£950
- Mortgage Payment (IO)-£574
- Management (10%)-£95
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£181
Capital Returns
- 5yr Property Value£217,040
- 5yr Capital Gain (4.40% pa, historical)+£42,040
- 5yr Cumulative Rent (net)+£47,386
- Less mortgage interest-£34,440
- 5yr Total Return+£54,986
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £182,700 | £51,450 | +£2,172 | +£9,872 | 17.8% |
| Year 2 | £190,739 | £59,489 | +£4,548 | +£20,287 | 36.5% |
| Year 3 | £199,131 | £67,881 | +£7,133 | +£31,264 | 56.2% |
| Year 4 | £207,893 | £76,643 | +£9,930 | +£42,823 | 77.0% |
| Year 5 | £217,040 | £85,790 | +£12,946 | +£54,986 | 98.9% |
Modelled on the live asking price. Capital growth 4.40% a year is the SA9 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£55,600).
Price Forecast
No forecast available.