18 Cathedral View, Wentworth Street, Peterborough, PE1 1DS

UPRN:10090765868Flat/Maisonette1 bedsBuilt 1991-1995

LeaseholdCouncil Tax: Band AEPC: B (82)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021Council Tax· 2mo ago

Valuation estimateUpdated yesterday

£87,000

Estimated value

Range: £82k - £91k|Last sold: £118k (2016-05-25)

Estimate of £87k for this flat/maisonette. 302 sales in PE1 in the last 12 months; median £205k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£87k

£82k - £91k - High confidence

Annualised (CAGR)

-6.70%

Over the full window

Peak estimate

£149k

Oct 2022

From peak

-41.61%

Drawdown from peak

AVM estimate (model)Repeat-sales index - PE1 district (quarterly)index YoY +1.86%

Growth by window

-31.50%

-34.09%

12m

-35.07%

24m

-29.84%

60m

-36.03%

Rental Market

Monthly

Estimated rent (pcm)

£600

/ month

Gross yield

9.60%

Rent ÷ asking price

Net yield

6.65%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£205k

PE1 sales, last 12 months

12m Price Growth

PE1 median, Land Registry

Days on Market

94d

PE1 average

Sales & Yield

3 metrics

Transactions / 12m

302

PE1 sales

Area Gross Yield

5.91%

PE1 medians

Last Sold

£118k

2016-05-25

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£75,000
SDLT standard£0
SDLT BTL surcharge (5%)£3,750
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£80,850

Funding

Deposit (25%)£18,750
Mortgage (75% LTV)£56,250
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£24,600

Monthly Returns

Monthly Rent (estimate)£600
Mortgage Payment (IO)-£246
Management (10%)-£60
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£194

Capital Returns

5yr Property Value£88,862
5yr Capital Gain (3.45% pa, historical)+£13,862
5yr Cumulative Rent (net, before lease costs)+£27,725
Less mortgage interest-£14,760
5yr Total Return (before lease costs)+£26,827

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£77,588	£21,338	+£2,328	+£4,916	20.0%
Year 2	£80,264	£24,014	+£4,788	+£10,052	40.9%
Year 3	£83,033	£26,783	+£7,383	+£15,416	62.7%
Year 4	£85,898	£29,648	+£10,104	+£21,002	85.4%
Year 5	£88,862	£32,612	+£12,965	+£26,827	109.1%

Modelled on the live asking price. Capital growth 3.45% a year is the PE1 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£24,600).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

2,678

Population

Signal

6.7%

Households Deprived

Upside Opportunities

0 levers