19 Brook Street, Llanidloes, SY18 6AX
Estimate of £119k for this mid terrace house. 29 sales in SY18 in the last 12 months; median £245k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£110,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£5,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£117,600
Funding
- Deposit (25%)£27,500
- Mortgage (75% LTV)£82,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£35,100
Monthly Returns
- Monthly Rent (estimate)£500
- Mortgage Payment (IO)-£361
- Management (10%)-£50
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£11
Capital Returns
- 5yr Property Value£123,909
- 5yr Capital Gain (2.41% pa, historical)+£13,909
- 5yr Cumulative Rent (net)+£22,104
- Less mortgage interest-£21,660
- 5yr Total Return+£14,354
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £112,651 | £30,151 | -£132 | +£2,519 | 7.2% |
| Year 2 | £115,366 | £32,866 | -£156 | +£5,210 | 14.8% |
| Year 3 | £118,146 | £35,646 | -£70 | +£8,077 | 23.0% |
| Year 4 | £120,994 | £38,494 | +£130 | +£11,123 | 31.7% |
| Year 5 | £123,909 | £41,409 | +£444 | +£14,354 | 40.9% |
Modelled on the live asking price. Capital growth 2.41% a year is the SY18 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£35,100).
Price Forecast
No forecast available.