19 Kelmscott Garth, Leeds, LS15 8LB
Estimate of £317k for this detached bungalow. 374 sales in LS15 in the last 12 months; median £261k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£300,000
- SDLT standard£5,000
- SDLT BTL surcharge (5%)£15,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£322,100
Funding
- Deposit (25%)£75,000
- Mortgage (75% LTV)£225,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£97,100
Monthly Returns
- Monthly Rent (estimate)£1,400
- Mortgage Payment (IO)-£984
- Management (10%)-£140
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£176
Capital Returns
- 5yr Property Value£334,648
- 5yr Capital Gain (2.21% pa, historical)+£34,648
- 5yr Cumulative Rent (net)+£72,668
- Less mortgage interest-£59,040
- 5yr Total Return+£48,276
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £306,630 | £81,630 | +£2,112 | +£8,742 | 9.0% |
| Year 2 | £313,407 | £88,407 | +£4,524 | +£17,931 | 18.5% |
| Year 3 | £320,333 | £95,333 | +£7,243 | +£27,576 | 28.4% |
| Year 4 | £327,412 | £102,412 | +£10,275 | +£37,687 | 38.8% |
| Year 5 | £334,648 | £109,648 | +£13,628 | +£48,276 | 49.7% |
Modelled on the live asking price. Capital growth 2.21% a year is the LS15 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£97,100).
Price Forecast
No forecast available.