19 Patterdale Road, Hull, HU5 5AP

UPRN:21072950-Beds -Built 1930-1949

Tenure: -Council Tax: Band BEPC: C (70)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 1mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

Valuation estimateUpdated yesterday

£167,000

Estimated value

Range: £150k - £183k|Last sold: -- (-)

Estimate of £167k for this property. 645 sales in HU5 in the last 12 months; median £126k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£167k

£150k - £183k - Medium confidence

Annualised (CAGR)

+3.42%

Over the full window

Peak estimate

£168k

Aug 2026

From peak

-0.60%

Drawdown from peak

AVM estimate (model)Repeat-sales index - HU5 district (quarterly)index YoY +4.01%

Growth by window

+0.00%

+1.21%

12m

+2.45%

24m

+4.38%

60m

+23.70%

Rental Market

Monthly

Estimated rent (pcm)

£1,050

/ month

Gross yield

9.69%

Rent ÷ asking price

Net yield

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£126k

HU5 sales, last 12 months

12m Price Growth

HU5 median, Land Registry

Days on Market

63d

HU5 average

Sales & Yield

3 metrics

Transactions / 12m

645

HU5 sales

Area Gross Yield

5.38%

HU5 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£130,000
SDLT standard£100
SDLT BTL surcharge (5%)£6,500
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£138,700

Funding

Deposit (25%)£32,500
Mortgage (75% LTV)£97,500
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£41,200

Monthly Returns

Monthly Rent (estimate)£1,050
Mortgage Payment (IO)-£427
Management (10%)-£105
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£418

Capital Returns

5yr Property Value£142,408
5yr Capital Gain (1.84% pa, historical)+£12,408
5yr Cumulative Rent (net, before lease costs)+£53,019
Less mortgage interest-£25,620
5yr Total Return (before lease costs)+£39,807

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£132,392	£34,892	+£5,016	+£7,408	18.0%
Year 2	£134,828	£37,328	+£10,260	+£15,088	36.6%
Year 3	£137,309	£39,809	+£15,737	+£23,046	55.9%
Year 4	£139,835	£42,335	+£21,452	+£31,288	75.9%
Year 5	£142,408	£44,908	+£27,399	+£39,807	96.6%

Modelled on the live asking price. Capital growth 1.84% a year is the HU5 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£41,200).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,502

Population

Signal

4.2%

Households Deprived

Upside Opportunities

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