26 RICHMOND CRESCENT
Recent sale
£270k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
19 Richmond Crescent, Mossley, Ashton-under-Lyne, OL5 9LQ
UPRN:100011552368Semi-Detached House3 bedsBuilt 1950-1966
FreeholdCouncil Tax: Band CEPC: C (72)
Data freshness:Planning· freshPlanning: fresh, refreshed yesterday (2026-10-22T06:54:27.510465+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-07-01T02:04:50.057738+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 3mo agoCouncil Tax: ageing, refreshed 3mo ago (2026-08-07T06:20:22.895967+00:00)
Valuation estimateUpdated yesterday
£328,000
Estimated value
Range: £312k - £345k|Last sold: -- (-)
Estimate of £328k for this semi-detached house. 142 sales in OL5 in the last 12 months; median £197k.
Estimate confidence
High confidence
Value History
Current estimate
£328k
£312k - £345k - High confidence
Annualised (CAGR)
+9.28%
Over the full window
Peak estimate
£365k
Oct 2025
From peak
-10.14%
Drawdown from peak
AVM estimate (model)Repeat-sales index - OL5 district (quarterly)index YoY +23.34%
Growth by window
3m
-6.82%
6m
-5.75%
12m
-10.14%
24m
+27.13%
60m
+53.27%
Rental Market
Estimated rent (pcm)
£1,700
/ month
Gross yield
6.18%
Rent ÷ asking price
Net yield
4.29%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£197k
OL5 sales, last 12 months
12m Price Growth
-17.6%
OL5 median, Land Registry
Days on Market
133d
OL5 average
Sales & Yield
3 metricsTransactions / 12m
142
OL5 sales
Area Gross Yield
-
OL5 medians
Last Sold
-
-
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£330,000
- SDLT standard£6,500
- SDLT BTL surcharge (5%)£16,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£355,100
Funding
- Deposit (25%)£82,500
- Mortgage (75% LTV)£247,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£107,600
Monthly Returns
- Monthly Rent (estimate)£1,700
- Mortgage Payment (IO)-£1,083
- Management (10%)-£170
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£347
Capital Returns
- 5yr Property Value£388,728
- 5yr Capital Gain (3.33% pa, historical)+£58,728
- 5yr Cumulative Rent (net)+£89,554
- Less mortgage interest-£64,980
- 5yr Total Return+£83,303
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £340,989 | £93,489 | +£4,164 | +£15,153 | 14.1% |
| Year 2 | £352,344 | £104,844 | +£8,700 | +£31,044 | 28.9% |
| Year 3 | £364,077 | £116,577 | +£13,604 | +£47,681 | 44.3% |
| Year 4 | £376,201 | £128,701 | +£18,897 | +£65,098 | 60.5% |
| Year 5 | £388,728 | £141,228 | +£24,574 | +£83,303 | 77.4% |
Modelled on the live asking price. Capital growth 3.33% a year is the OL5 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£107,600).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
20 RICHMOND CRESCENT
Recent sale
£240k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
33 RICHMOND CRESCENT
Recent sale
£340k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
21 RICHMOND CRESCENT
Recent sale
£410k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£29,877
Median earnings (local authority)
Signal
1,529
Population
Signal
1.9%
Households Deprived