27 SPENCER CLOSE
Recent sale
£174k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
19 Spencer Close, West Walton, Wisbech, PE14 7EN
UPRN:100090996346Detached Bungalow3 bedsBuilt 1967-1975
FreeholdCouncil Tax: Band BEPC: E (50)
Data freshness:Listing· freshListing: fresh, refreshed today (2026-10-24T04:00:05.961683+00:00)Planning· 1mo agoPlanning: ageing, refreshed 1mo ago (2026-09-16T07:17:33.722695+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-07-01T02:04:50.057738+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 2mo agoCouncil Tax: ageing, refreshed 2mo ago (2026-09-07T08:18:27.250538+00:00)
Valuation estimateUpdated today
£251,000
Estimated value
Range: £239k - £264k|Last sold: £120k (2015-05-15)
Estimate of £251k for this detached bungalow. 229 sales in PE14 in the last 12 months; median £270k.
Estimate confidence
High confidence
Value History
Current estimate
£251k
£239k - £264k - High confidence
Annualised (CAGR)
+2.10%
Over the full window
Peak estimate
£275k
Feb 2026
From peak
-8.73%
Drawdown from peak
AVM estimate (model)Repeat-sales index - PE14 district (quarterly)index YoY +6.15%
Growth by window
3m
-4.20%
6m
-3.83%
12m
-8.39%
24m
+2.45%
60m
+3.29%
Rental Market
Estimated rent (pcm)
£850
/ month
Gross yield
4.08%
Rent ÷ asking price
Net yield
2.83%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£270k
PE14 sales, last 12 months
12m Price Growth
-
PE14 median, Land Registry
Days on Market
109d
PE14 average
Sales & Yield
3 metricsTransactions / 12m
229
PE14 sales
Area Gross Yield
3.49%
PE14 medians
Last Sold
£120k
2015-05-15
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£250,000
- SDLT standard£2,500
- SDLT BTL surcharge (5%)£12,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£267,100
Funding
- Deposit (25%)£62,500
- Mortgage (75% LTV)£187,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£79,600
Monthly Returns
- Monthly Rent (estimate)£850
- Mortgage Payment (IO)-£820
- Management (10%)-£85
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£155
Capital Returns
- 5yr Property Value£269,188
- 5yr Capital Gain (1.49% pa, historical)+£19,188
- 5yr Cumulative Rent (net)+£41,777
- Less mortgage interest-£49,200
- 5yr Total Return+£11,766
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £253,725 | £66,225 | -£1,860 | +£1,865 | 2.3% |
| Year 2 | £257,506 | £70,006 | -£3,540 | +£3,966 | 5.0% |
| Year 3 | £261,342 | £73,842 | -£5,024 | +£6,318 | 7.9% |
| Year 4 | £265,236 | £77,736 | -£6,320 | +£8,917 | 11.2% |
| Year 5 | £269,188 | £81,688 | -£7,423 | +£11,766 | 14.8% |
Modelled on the live asking price. Capital growth 1.49% a year is the PE14 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£79,600).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
25 SPENCER CLOSE
Recent sale
£250k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
27 SPENCER CLOSE
Recent sale
£160k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
16 SPENCER CLOSE
Recent sale
£152k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£30,581
Median earnings (local authority)
Signal
1,396
Population
Signal
1.9%
Households Deprived