19 Tennyson Way, Killay, Swansea, SA2 7DQ
Estimate of £378k for this detached house. 368 sales in SA2 in the last 12 months; median £250k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£380,000
- SDLT standard£9,000
- SDLT BTL surcharge (5%)£19,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£410,100
Funding
- Deposit (25%)£95,000
- Mortgage (75% LTV)£285,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£125,100
Monthly Returns
- Monthly Rent (estimate)£1,300
- Mortgage Payment (IO)-£1,247
- Management (10%)-£130
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£177
Capital Returns
- 5yr Property Value£452,412
- 5yr Capital Gain (3.55% pa, historical)+£72,412
- 5yr Cumulative Rent (net)+£67,059
- Less mortgage interest-£74,820
- 5yr Total Return+£64,651
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £393,490 | £108,490 | -£2,124 | +£11,366 | 9.1% |
| Year 2 | £407,459 | £122,459 | -£3,972 | +£23,487 | 18.8% |
| Year 3 | £421,924 | £136,924 | -£5,526 | +£36,398 | 29.1% |
| Year 4 | £436,902 | £151,902 | -£6,791 | +£50,111 | 40.1% |
| Year 5 | £452,412 | £167,412 | -£7,761 | +£64,651 | 51.7% |
Modelled on the live asking price. Capital growth 3.55% a year is the SA2 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£125,100).
Price Forecast
No forecast available.