19 Willow Wood Close, Ashton-under-Lyne, OL6 6RA
Estimate of £483k for this detached house. 253 sales in OL6 in the last 12 months; median £178k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£500,000
- SDLT standard£15,000
- SDLT BTL surcharge (5%)£25,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£542,100
Funding
- Deposit (25%)£125,000
- Mortgage (75% LTV)£375,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£167,100
Monthly Returns
- Monthly Rent (estimate)£2,750
- Mortgage Payment (IO)-£1,641
- Management (10%)-£275
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£734
Capital Returns
- 5yr Property Value£631,182
- 5yr Capital Gain (4.77% pa, historical)+£131,182
- 5yr Cumulative Rent (net)+£148,561
- Less mortgage interest-£98,460
- 5yr Total Return+£181,283
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £523,850 | £148,850 | +£8,808 | +£32,658 | 19.5% |
| Year 2 | £548,838 | £173,838 | +£18,216 | +£67,054 | 40.1% |
| Year 3 | £575,017 | £200,017 | +£28,225 | +£103,242 | 61.8% |
| Year 4 | £602,446 | £227,446 | +£38,849 | +£141,295 | 84.6% |
| Year 5 | £631,182 | £256,182 | +£50,101 | +£181,283 | 108.5% |
Modelled on the live asking price. Capital growth 4.77% a year is the OL6 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£167,100).
Price Forecast
No forecast available.