21 ISLAND ROAD
Recent sale
£105k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
1F Island Road, Barrow-in-Furness, LA14 2QN
UPRN:36006263Purpose Built Flat3 bedsBuilt before 1900
FreeholdCouncil Tax: Band AEPC: F (27)
Data freshness:Listing· freshListing: fresh, refreshed 5d ago (2026-10-19T04:00:02.130848+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:00:44.651737+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-09-06T16:32:37.982054+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 4mo agoCouncil Tax: stale, refreshed 4mo ago (2026-07-03T07:41:16.386402+00:00)
Valuation estimateUpdated 2 days ago
£29,000
Estimated value
Range: £23k - £34k|Last sold: -- (-)
Estimate of £29k for this purpose built flat. 560 sales in LA14 in the last 12 months; median £130k.
Estimate confidence
Low confidence
Value History
Current estimate
£29k
£23k - £34k - Low confidence
Annualised (CAGR)
-2.48%
Over the full window
Peak estimate
£44k
Jan 2024
From peak
-34.09%
Drawdown from peak
AVM estimate (model)Repeat-sales index - LA14 district (quarterly)index YoY +8.33%
Growth by window
3m
+3.57%
6m
+11.54%
12m
+26.09%
24m
+93.33%
60m
-17.14%
Rental Market
Estimated rent (pcm)
£200
/ month
Gross yield
7.74%
Rent ÷ asking price
Net yield
5.36%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£130k
LA14 sales, last 12 months
12m Price Growth
-
LA14 median, Land Registry
Days on Market
86d
LA14 average
Sales & Yield
3 metricsTransactions / 12m
560
LA14 sales
Area Gross Yield
4.29%
LA14 medians
Last Sold
-
-
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£31,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£0
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£33,100
Funding
- Deposit (25%)£7,750
- Mortgage (75% LTV)£23,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£9,850
Monthly Returns
- Monthly Rent (estimate)£200
- Mortgage Payment (IO)-£102
- Management (10%)-£20
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£22
Capital Returns
- 5yr Property Value£33,577
- 5yr Capital Gain (1.61% pa, historical)+£2,577
- 5yr Cumulative Rent (net)+£5,242
- Less mortgage interest-£6,120
- 5yr Total Return+£1,699
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £31,499 | £8,249 | -£264 | +£235 | 2.4% |
| Year 2 | £32,006 | £8,756 | -£480 | +£526 | 5.3% |
| Year 3 | £32,522 | £9,272 | -£659 | +£862 | 8.8% |
| Year 4 | £33,045 | £9,795 | -£788 | +£1,257 | 12.8% |
| Year 5 | £33,577 | £10,327 | -£878 | +£1,699 | 17.2% |
Modelled on the live asking price. Capital growth 1.61% a year is the LA14 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£9,850).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
29 ISLAND ROAD
Recent sale
£69k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
13B ISLAND ROAD
Recent sale
£35k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
15 ISLAND ROAD
Recent sale
£83k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£33,988
Median earnings (local authority)
Signal
1,059
Population
Signal
10.6%
Households Deprived