3 COPGROVE TERRACE
Recent sale
£275k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
2 Copgrove Terrace, Station Lane, Burton Leonard, Harrogate, HG3 3SN
UPRN:10003013656Mid Terrace HouseBeds -Built before 1900
FreeholdCouncil Tax: -EPC: D (56)
Data freshness:Listing· freshListing: fresh, refreshed 2d ago (2026-10-21T04:00:02.931607+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:01:18.394769+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Crime· freshCrime: fresh, refreshed 6d ago (2026-10-17T11:20:03.253738+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£273,000
Estimated value
Range: £246k - £300k|Last sold: £175k (2020-03-06)
Estimate of £273k for this mid terrace house. 327 sales in HG3 in the last 12 months; median £367k.
Estimate confidence
Medium confidence
Value History
Current estimate
£273k
£246k - £300k - Medium confidence
Annualised (CAGR)
+2.46%
Over the full window
Peak estimate
£281k
Nov 2022
From peak
-2.85%
Drawdown from peak
AVM estimate (model)Repeat-sales index - HG3 district (quarterly)index YoY -2.66%
Growth by window
3m
+2.63%
6m
+4.20%
12m
+1.87%
24m
+0.37%
60m
+26.98%
Rental Market
Estimated rent (pcm)
£1,200
/ month
Gross yield
4.97%
Rent ÷ asking price
Net yield
3.44%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£367k
HG3 sales, last 12 months
12m Price Growth
-
HG3 median, Land Registry
Days on Market
79d
HG3 average
Sales & Yield
3 metricsTransactions / 12m
327
HG3 sales
Area Gross Yield
4.93%
HG3 medians
Last Sold
£175k
2020-03-06
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£289,950
- SDLT standard£4,498
- SDLT BTL surcharge (5%)£14,498
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£311,046
Funding
- Deposit (25%)£72,488
- Mortgage (75% LTV)£217,462
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£93,584
Monthly Returns
- Monthly Rent (estimate)£1,200
- Mortgage Payment (IO)-£951
- Management (10%)-£120
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£29
Capital Returns
- 5yr Property Value£271,174
- 5yr Capital Gain (-1.33% pa, historical)-£18,776
- 5yr Cumulative Rent (net)+£61,450
- Less mortgage interest-£57,060
- 5yr Total Return-£14,385
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £286,094 | £68,631 | +£348 | -£3,508 | -3.7% |
| Year 2 | £282,289 | £64,826 | +£960 | -£6,701 | -7.2% |
| Year 3 | £278,534 | £61,072 | +£1,830 | -£9,586 | -10.2% |
| Year 4 | £274,830 | £57,367 | +£2,975 | -£12,145 | -13.0% |
| Year 5 | £271,174 | £53,712 | +£4,390 | -£14,385 | -15.4% |
Modelled on the live asking price. Capital growth -1.33% a year is the HG3 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£93,584).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
3 COPGROVE TERRACE
Recent sale
£295k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
3 COPGROVE TERRACE
Recent sale
£220k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
2 COPGROVE TERRACE
Recent sale
£175k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£30,683
Median earnings (local authority)
Signal
1,463
Population
Signal
0.2%
Households Deprived