2 Craig Drive, Whitehaven, CA28 6JX

UPRN:100110315266Semi-Detached House4 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band CEPC: D (66)

Data freshness:Listing· freshRisk· 2y agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£278,000

£264k - £292kHigh

Estimate

£278k

Range

£264k – £292k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

5.57%

Verdict

Derived from HomePortfolio scores

2 Craig Drive earns an INVESTIGATE rating with HP Score 75/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (28/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

28/ 100

Low

Transit & Bike

Transit 22Bike 11

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£280,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,200-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £89,300
Net cash flow: -£45/mo
Cash on cash: -0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.38 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£278,000

Rent Estimate (pcm)£1,300

Gross Yield5.57%

1y Growth-

3y Growth+2.3%

5y Growth+2.0%

10y Growth+1.6%

Last Sold Price£168,000 (2016-08-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

-CA28 6JX

Approval Rate

-12mo

Development

4/26/2313/0B1
VARIATION OF CONDITION 2 (PLANS) OF PLANNING APPROVAL 4/23/2336/0R1 - RESERVED MATTERS APPLICATION RELATING TO APPEARANCE, LANDSCAPING, LAYOUT AND SCALE FOLLOWING OUTLINE APPLICATION 4/21/2001/0O1 FOR A SINGLE DWELLING INCLUDING DETAILS OF ACCESS
Pending
4/26/2303/0L1
LISTED BUILDING CONSENT FOR STRIPPING SLATE ROOF, REPAIR OF RAFTERS AND INSTALLATION OF MEMBRANE AND REPLACEMENT SLATES TO ROOF OF MAIN DWELLING AND ALSO REAR EXTENSION (RETROSPECTIVE)
Pending
4/26/2298/0L1
LISTED BUILDING CONSENT TO INSTALL A REVERSIBLE AIR-TO-AIR HEAT PUMP SYSTEM
Pending

View Planning Timeline

Ownership

Corporate Ownership75.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-08-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density1,047 /km²

Owner Occupied95%

Age Distribution

0-15 13%16-64 63%65+ 24%

View Area Profile

Schools Nearby

Bransty Primary School
0.2 mi
Good
St James' CofE Junior School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
St James' CofE Infant and Nursery School
0.6 mi
GoodImproving
St Bridget's CofE School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

16 Craig Drive
-
£193k
-
3 Craig Drive
-
£190k
-
8 Craig Drive
-
£195k
-
1 Craig Drive
-
£170k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN