2 Forest View, New Road, Lydbrook, GL17 9PT
Estimate of £466k for this semi-detached house. 119 sales in GL17 in the last 12 months; median £270k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£20,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£0
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£22,100
Funding
- Deposit (25%)£5,000
- Mortgage (75% LTV)£15,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£7,100
Monthly Returns
- Monthly Rent (estimate)£2,000
- Mortgage Payment (IO)-£66
- Management (10%)-£200
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£1,634
Capital Returns
- 5yr Property Value£20,772
- 5yr Capital Gain (0.76% pa, historical)+£772
- 5yr Cumulative Rent (net)+£106,417
- Less mortgage interest-£3,960
- 5yr Total Return+£103,229
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £20,152 | £5,152 | +£19,608 | +£19,760 | 278.3% |
| Year 2 | £20,305 | £5,305 | +£39,648 | +£39,953 | 562.7% |
| Year 3 | £20,459 | £5,459 | +£60,130 | +£60,589 | 853.4% |
| Year 4 | £20,615 | £5,615 | +£81,063 | +£81,678 | 1150.4% |
| Year 5 | £20,772 | £5,772 | +£102,457 | +£103,229 | 1453.9% |
Modelled on the live asking price. Capital growth 0.76% a year is the GL17 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£7,100).
Price Forecast
No forecast available.