2 Newton Road, Isleworth, TW7 6QD
Estimate of £639k for this semi-detached house. 268 sales in TW7 in the last 12 months; median £480k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Estimated Value£639,000
- SDLT standard£21,950
- SDLT BTL surcharge (5%)£31,950
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£695,000
Funding
- Deposit (25%)£159,750
- Mortgage (75% LTV)£479,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£215,750
Monthly Returns
- Monthly Rent (estimate)£2,750
- Mortgage Payment (IO)-£2,097
- Management (10%)-£275
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£278
Capital Returns
- 5yr Property Value£639,000
- 5yr Capital Gain (0.00% pa, historical)+£0
- 5yr Cumulative Rent (net)+£148,561
- Less mortgage interest-£125,820
- 5yr Total Return+£22,741
Modelled on the estimated value: the property is not on the market. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £639,000 | £159,750 | +£3,336 | +£3,336 | 1.5% |
| Year 2 | £639,000 | £159,750 | +£7,272 | +£7,272 | 3.4% |
| Year 3 | £639,000 | £159,750 | +£11,809 | +£11,809 | 5.5% |
| Year 4 | £639,000 | £159,750 | +£16,961 | +£16,961 | 7.9% |
| Year 5 | £639,000 | £159,750 | +£22,741 | +£22,741 | 10.5% |
Modelled on the estimated value: the property is not on the market. Capital growth 0.00% a year is the TW7 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£215,750).
Price Forecast
No forecast available.