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20 Ashby Street, Norwich, NR1 3PU

UPRN:100090886556Mid Terrace House2 bedsBuilt 1900-1929
FreeholdCouncil Tax: Band BEPC: D (60)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-24T04:00:05.961683+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:46:52.307262+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£278,000
Estimated value
Range: £264k - £292kLast sold: £100k (2003-08-29)

Estimate of £278k for this mid terrace house. 350 sales in NR1 in the last 12 months; median £209k.

Estimate confidence
High confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£278k
£264k - £292k - High confidence
Annualised (CAGR)
+3.18%
Over the full window
Peak estimate
£281k
Sep 2026
From peak
-1.07%
Drawdown from peak
£285k£268k£251k£234k£217k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - NR1 district (quarterly)index YoY +3.57%
Growth by window
3m
+8.17%
6m
+7.34%
12m
+8.17%
24m
+5.70%
60m
+16.32%

Rental Market

Monthly
Estimated rent (pcm)
£1,300
/ month
Gross yield
6.24%
Rent ÷ asking price
Net yield
4.32%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
-

Market Metrics

6 live signals
Median Area Price
£209k
NR1 sales, last 12 months
12m Price Growth
-
NR1 median, Land Registry
Days on Market
100d
NR1 average

Sales & Yield

3 metrics
Transactions / 12m
350
NR1 sales
Area Gross Yield
7.78%
NR1 medians
Last Sold
£100k
2003-08-29

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£250,000
  • SDLT standard£2,500
  • SDLT BTL surcharge (5%)£12,500
  • Legal, survey + broker (assumed)£2,100
  • RefurbishmentNot costed
  • Total Cost (excl. refurb)£267,100

Funding

  • Deposit (25%)£62,500
  • Mortgage (75% LTV)£187,500
  • Interest Rate (assumed)5.25%
  • Mortgage TypeInterest Only
  • Cash Required£79,600

Monthly Returns

  • Monthly Rent (estimate)£1,300
  • Mortgage Payment (IO)-£820
  • Management (10%)-£130
  • Insurance (assumed)-£40
  • Maintenance (assumed)-£60
  • Monthly Cashflow+£250

Capital Returns

  • 5yr Property Value£248,752
  • 5yr Capital Gain (-0.10% pa, historical)-£1,248
  • 5yr Cumulative Rent (net)+£67,059
  • Less mortgage interest-£49,200
  • 5yr Total Return+£16,612

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (cumulative)Total ReturnROI
Year 1£249,750£62,250+£3,000+£2,7503.5%
Year 2£249,500£62,000+£6,276+£5,7767.3%
Year 3£249,251£61,751+£9,846+£9,09711.4%
Year 4£249,001£61,501+£13,705+£12,70716.0%
Year 5£248,752£61,252+£17,859+£16,61220.9%

Modelled on the live asking price. Capital growth -0.10% a year is the NR1 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£79,600).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches

    6 ASHBY STREET

    Recent sale
    £236k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    38 ASHBY STREET

    Recent sale
    £300k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    62 ASHBY STREET

    Recent sale
    £280k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    6 ASHBY STREET

    Recent sale
    £220k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £30,421
    Median earnings (local authority)
    Signal
    1,949
    Population
    Signal
    5.8%
    Households Deprived

    Upside Opportunities

    0 levers