26 CHARTERHOUSE STREET
Recent sale
£57k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
20 Charterhouse Street, Hartlepool, TS25 5RW
UPRN:100110006039Mid Terrace House2 bedsBuilt 1900-1929
FreeholdCouncil Tax: Band AEPC: D (61)
Data freshness:Listing· freshListing: fresh, refreshed 3d ago (2026-10-21T04:00:02.931607+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:53:22.612866+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated 2 days ago
£46,000
Estimated value
Range: £37k - £56k|Last sold: £40k (2024-06-04)
Estimate of £46k for this mid terrace house. 443 sales in TS25 in the last 12 months; median £125k.
Estimate confidence
Low confidence
Value History
Current estimate
£46k
£37k - £56k - Low confidence
Annualised (CAGR)
+5.38%
Over the full window
Peak estimate
£56k
Nov 2024
From peak
-17.86%
Drawdown from peak
AVM estimate (model)Repeat-sales index - TS25 district (quarterly)index YoY -0.22%
Growth by window
3m
+2.22%
6m
+4.55%
12m
+2.22%
24m
-6.12%
60m
+6.98%
Rental Market
Estimated rent (pcm)
£350
/ month
Gross yield
11.20%
Rent ÷ asking price
Net yield
7.75%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£125k
TS25 sales, last 12 months
12m Price Growth
+10.0%
TS25 median, Land Registry
Days on Market
101d
TS25 average
Sales & Yield
3 metricsTransactions / 12m
443
TS25 sales
Area Gross Yield
-
TS25 medians
Last Sold
£40k
2024-06-04
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£37,500
- SDLT standard£0
- SDLT BTL surcharge (5%)£0
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£39,600
Funding
- Deposit (25%)£9,375
- Mortgage (75% LTV)£28,125
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£11,475
Monthly Returns
- Monthly Rent (estimate)£350
- Mortgage Payment (IO)-£123
- Management (10%)-£35
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£92
Capital Returns
- 5yr Property Value£46,866
- 5yr Capital Gain (4.56% pa, historical)+£9,366
- 5yr Cumulative Rent (net)+£13,673
- Less mortgage interest-£7,380
- 5yr Total Return+£15,659
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £39,210 | £11,085 | +£1,104 | +£2,814 | 24.5% |
| Year 2 | £40,998 | £12,873 | +£2,280 | +£5,778 | 50.4% |
| Year 3 | £42,867 | £14,742 | +£3,542 | +£8,909 | 77.6% |
| Year 4 | £44,822 | £16,697 | +£4,879 | +£12,201 | 106.3% |
| Year 5 | £46,866 | £18,741 | +£6,293 | +£15,659 | 136.5% |
Modelled on the live asking price. Capital growth 4.56% a year is the TS25 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£11,475).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
18 CHARTERHOUSE STREET
Recent sale
£19k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
12 CHARTERHOUSE STREET
Recent sale
£106k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
12 CHARTERHOUSE STREET
Recent sale
£35k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£28,830
Median earnings (local authority)
Signal
1,033
Population
Signal
10.3%
Households Deprived