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20 Horsfall Street, Morley, Leeds, LS27 9QY

UPRN:72358380Mid Terrace House1 bedsBuilt before 1900
FreeholdCouncil Tax: Band AEPC: C (74)
Data freshness:Listing· freshListing: fresh, refreshed 2d ago (2026-10-21T04:00:02.931607+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:20:10.647908+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Crime· freshCrime: fresh, refreshed 5d ago (2026-10-17T11:20:03.253738+00:00)Amenities· 8mo agoAmenities: stale, refreshed 8mo ago (2026-03-12T00:37:10.567793+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated today
£140,000
Estimated value
Range: £126k - £154kLast sold: £90k (2018-11-09)

Estimate of £140k for this mid terrace house. 501 sales in LS27 in the last 12 months; median £215k.

Estimate confidence
Medium confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£140k
£126k - £154k - Medium confidence
Annualised (CAGR)
+4.34%
Over the full window
Peak estimate
£144k
Nov 2025
From peak
-2.78%
Drawdown from peak
£146k£135k£124k£113k£102k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - LS27 district (quarterly)index YoY +1.24%
Growth by window
3m
+0.00%
6m
+0.72%
12m
-2.10%
24m
-0.71%
60m
+20.69%

Rental Market

Monthly
Estimated rent (pcm)
£800
/ month
Gross yield
6.86%
Rent ÷ asking price
Net yield
4.75%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
-

Market Metrics

6 live signals
Median Area Price
£215k
LS27 sales, last 12 months
12m Price Growth
-
LS27 median, Land Registry
Days on Market
80d
LS27 average

Sales & Yield

3 metrics
Transactions / 12m
501
LS27 sales
Area Gross Yield
4.76%
LS27 medians
Last Sold
£90k
2018-11-09

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£140,000
  • SDLT standard£300
  • SDLT BTL surcharge (5%)£7,000
  • Legal, survey + broker (assumed)£2,100
  • RefurbishmentNot costed
  • Total Cost (excl. refurb)£149,400

Funding

  • Deposit (25%)£35,000
  • Mortgage (75% LTV)£105,000
  • Interest Rate (assumed)5.25%
  • Mortgage TypeInterest Only
  • Cash Required£44,400

Monthly Returns

  • Monthly Rent (estimate)£800
  • Mortgage Payment (IO)-£459
  • Management (10%)-£80
  • Insurance (assumed)-£40
  • Maintenance (assumed)-£60
  • Monthly Cashflow+£161

Capital Returns

  • 5yr Property Value£158,397
  • 5yr Capital Gain (2.50% pa, historical)+£18,397
  • 5yr Cumulative Rent (net)+£38,955
  • Less mortgage interest-£27,540
  • 5yr Total Return+£29,812

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (cumulative)Total ReturnROI
Year 1£143,500£38,500+£1,932+£5,43212.2%
Year 2£147,088£42,088+£4,032+£11,12025.0%
Year 3£150,765£45,765+£6,316+£17,08138.5%
Year 4£154,534£49,534+£8,775+£23,30952.5%
Year 5£158,397£53,397+£11,415+£29,81267.1%

Modelled on the live asking price. Capital growth 2.50% a year is the LS27 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£44,400).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches

    24 HORSFALL STREET

    Recent sale
    £203k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    60 HORSFALL STREET

    Recent sale
    £188k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    36 HORSFALL STREET

    Recent sale
    £137k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    56 HORSFALL STREET

    Recent sale
    £180k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £31,679
    Median earnings (local authority)
    Signal
    1,602
    Population
    Signal
    5.9%
    Households Deprived

    Upside Opportunities

    0 levers