Data freshness:●Listing· freshListing: fresh, refreshed yesterday (2026-11-04T04:00:06.345886+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 4d ago (2026-11-01T11:19:34.171731+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:56:00.390756+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
64
/ 100
Mixed
Verdict
yesterday
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
18 of 21 sources
Sale Estimate
£502,000
£477k - £527kHigh
Estimate
£502k
Range
£477k – £527k
Rent Estimate (pcm)
£2,150
£2k - £2k
Monthly
£2,150
Yield
6.07%
Verdict
Derived from HomePortfolio scores
5 Saxoncroft House earns an INVESTIGATE rating with HP Score 64/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (88/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Certificate of Lawful Development (Proposed) with respect to the de-conversion of two residential units into a single dwellinghouse.
Pending
26/03201/TPO
T1-False Acacia -Large, twin-stemmed tree located close to the building, suggested works are to reduce the height of the tree 2m below the previous points, taking the canopy height from approximately 22m to 18m. Reduce the lateral canopy spread back to the previous pruning points all round, taking the radial canopy width from approximately 8m to 6m Thin crown by 10% and remove all dead branches
Pending
26/03196/DET
Approval of details pursuant to condition 21 (Site Contamination) and 55 (written scheme of investigation) of planning permission 25/02438/FUL (Demolition of existing structures; and redevelopment of the site to deliver three buildings providing residential (Class C3 and C4) uses, a standalone community and commercial use building (Class E/Class F1), and associated landscaping, cycling parking, car parking, servicing and all necessary enabling works) granted on 16.06.2026.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
22
Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 15% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge0/15
claims [AVM +15.3% (HIGH), sold-comps -7.6%, £/sqft -7.5%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Oct 2026
valuation_snapshotsestimate for 200000489044· as of 10 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.5%· as of 1 Nov 2026
Rental economics7.1/40
gross yield 6.1%; range width penalty ×0.83; the estimate this rent rides on sits 15% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 2150/mo (range 1950-2350)· as of 10 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 15% above the ask on the same snapshot - verify the rent describes this home· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -343/mo, -16% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 28 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
730 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£319,000£488,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£425,000
At the asking price
£2,150/mo
Evidenced range £1,950-£2,350
5.4%
75%
Cash required
£140,050
Net cash flow
£54/mo
Cash on cash
0.5%
Score at this price
22
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.50 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 200000489044Valuation edge · as of 10 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.5%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 2150/mo (range 1950-2350)Rental economics · as of 10 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 15% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2150/mo (range 1950-2350)
Rental economics needs verification before you rely on it
sale estimate 15% above the ask on the same snapshot - verify the rent describes this home
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.
Stress margin · as of 4 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026