46 Chingford Road, London, E17 4PJ

UPRN:200001415751Mid Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: D (59)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£755,000

£717k - £793kHigh

Estimate

£755k

Range

£717k – £793k

Rent Estimate (pcm)

£3,650

£3k - £4k

Monthly

£3,650

Yield

13.48%

Verdict

Derived from HomePortfolio scores

46 Chingford Road earns an INVESTIGATE rating with HP Score 72/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

70/ 100

High

Crime Score

45/ 100

Elevated

Walkability

75/ 100

High

Transit & Bike

Transit 42Bike 71

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£3,650/mo

Evidenced range £3,300-£3,950

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: £1,430/mo
Cash on cash: 16.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.33 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£755,000

Rent Estimate (pcm)£3,650

Gross Yield13.48%

1y Growth-41.9%

3y Growth+3.1%

5y Growth+2.3%

10y Growth+3.2%

Last Sold Price£240,000 (2011-03-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

2E17 4PJ

Approval Rate

0%12mo

Development

low

261620
Prior approval for the construction of a single storey rear infill extension which would extend 6.00m beyond the original rear wall of the existing dwelling with a maximum height of 3.60m and an eaves height of 3.00m.
Pending
261537
Replacement of two uPVC windows to the front with double-glazed timber sash windows and replacement of uPVC front door together with removal of external render to the front, rear and side at ground-floor level; exposed brickwork repainted. External works including Partial blocking up of existing kitchen door opening in reclaimed London stock brick to match; adjacent window opening adjusted to form a new aluminium-framed double-glazed door to the side return. Replacement of remaining uPVC windows and door to the rear and side with aluminium-framed double-glazed units. Construction of outbuilding within rear garden.
Pending
261539
Installation of two externally illuminated fascia signs.
Pending

View Planning Timeline

Ownership

Corporate Ownership58.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2011-03-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,971

Population Density5,818 /km²

Owner Occupied53%

Age Distribution

0-15 24%16-64 68%65+ 8%

View Area Profile

Schools Nearby

The Winns Primary School
0.3 mi
Good
Greenleaf Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Emmanuel Community School
0.4 mi
Requires improvement
Waltham Forest College
0.4 mi
-

5 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

62 Chingford Road
-
£635k
-
24 Chingford Road
-
£656k
-
22 Chingford Road
-
£440k
-
82 Chingford Road
-
£276k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN