18 Pickwick Road, London, SE21 7JW

UPRN:200003434855Semi-Detached House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band GEPC: D (60)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,773,000

£1.69M - £1.86MHigh

Estimate

£1.77M

Range

£1.69M – £1.86M

Rent Estimate (pcm)

£6,100

£5k - £7k

Monthly

£6,100

Yield

3.96%

Verdict

Derived from HomePortfolio scores

18 Pickwick Road earns an INVESTIGATE rating with HP Score 78/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

79/ 100

High

Transit & Bike

Transit 26Bike 68

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -4.3% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 200003434855· as of 14 Nov 2026
Rental economics0/40
gross yield 4.0%; range width penalty ×0.76
- valuation_snapshotsrent estimate 6100/mo (range 5450-6800)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,451/mo, -57% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 53 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity14.6/15
118 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,387,500£1,989,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,850,000

At the asking price

Monthly rent£6,100/mo

Evidenced range £5,450-£6,800

Interest rate5.4%

Loan to value75%

Cash required: £692,050
Net cash flow: -£2,021/mo
Cash on cash: -3.5%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.98 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200003434855Valuation edge · as of 14 Nov 2026
valuation_snapshotsrent estimate 6100/mo (range 5450-6800)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 6100/mo (range 5450-6800)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 53 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,773,000

Rent Estimate (pcm)£6,100

Gross Yield3.96%

1y Growth-

3y Growth+4.6%

5y Growth+3.9%

10y Growth+2.8%

Last Sold Price£630,000 (2006-11-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SE21 7JW

Approval Rate

-12mo

Development

low

26/AP/3329
Works to tree with a TCA: T1 - Beech: clear garage by 1m T2 - Cypress: Fair T3 - Lime: Reduce back to previous pollard Points as pollarding is now lapsed T4 - Elm: Reduce by 1m to relieve pressure on pollard attachment T5 - Lime: Pollard to previous pollard points to reduce pressure on decay point T6 - Cypress: Fair T7 - Lime: Fair T8 - Cypress: One sided, shaded out by adjacent trees T9 - Lime: Lateral branches have been reduced, 3m regrowth T10 - Lime: Re-pollard @ 4m due to decay, and reduce adjacent tree T2 by 2m to compensate for loss of companion shelter
Pending
26/AP/3309
T1. Yew Tree. 10 metres in height. Lift to 3 metres all round. Tree has overgrown low hanging branches. Situated in the rear garden.
Pending
26/AP/3307
T3 Oak of the submitted MWA Arboricultural Report Works: Remove (fell) to near ground level. Owner to physically remove any regrowth (no chemical treatment due to translocation risk). Reason: Clay shrinkage subsidence damage at neighbouring property 155 Court Lane, SE21 7EE. NOT: Application is also being made to Dulwich Estates.
Pending

View Planning Timeline