52B Underhill Road, London, SE22 0QT

UPRN:200003439271Converted Flat4 bedsBuilt 1930-1949

LeaseholdCouncil Tax: Band DEPC: D (63)

Data freshness:Planning· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£708,000

£637k - £778kMedium

Estimate

£708k

Range

£637k – £778k

Rent Estimate (pcm)

£3,150

£3k - £3k

Monthly

£3,150

Yield

7.20%

Verdict

Derived from HomePortfolio scores

52B Underhill Road earns an INVESTIGATE rating with HP Score 80/100. Investment score 78/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (77/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

78/ 100

High

Crime Score

25/ 100

Moderate

Walkability

77/ 100

High

Transit & Bike

Transit 51Bike 68

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

advert has 2 bedrooms but the valuation snapshot describes 4 - the UPRN's evidence is for a different home

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£525,000

At the asking price

Monthly rent£3,150/mo

Evidenced range £2,900-£3,450

Interest rate5.4%

Loan to value75%

Cash required: £175,050
Net cash flow: £409/mo
Cash on cash: 2.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.78 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£708,000

Rent Estimate (pcm)£3,150

Gross Yield7.20%

1y Growth-

3y Growth+2.5%

5y Growth-0.2%

10y Growth+1.6%

Last Sold Price£638,000 (2020-02-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

3SE22 0QT

Approval Rate

100%12mo

Development

low

26/AP/3307
T3 Oak of the submitted MWA Arboricultural Report Works: Remove (fell) to near ground level. Owner to physically remove any regrowth (no chemical treatment due to translocation risk). Reason: Clay shrinkage subsidence damage at neighbouring property 155 Court Lane, SE21 7EE. NOT: Application is also being made to Dulwich Estates.
Pending
26/AP/3279
Single storey rear extension to semi-detached house
Pending
26/AP/3281
Installing a new set of doors and a new window.
Pending

View Planning Timeline

Ownership

Corporate Ownership74.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2020-02-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,006

Population Density8,267 /km²

Owner Occupied47%

Age Distribution

0-15 18%16-64 71%65+ 11%

View Area Profile

Schools Nearby

Goodrich Community Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Anthony's Catholic Primary School
0.3 mi
Inspected as St Anthony's Catholic Primary School (URN 100852) on 25 Nov 2021
Horniman Primary School
0.4 mi
Good
Fairlawn Primary School
0.5 mi
GoodImproving

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

38 Underhill Road
-
£1.68M
-
40 Underhill Road
-
£413k
-
40 Underhill Road
-
£3k
-
60A Underhill Road
-
£600k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN