237 Lordship Lane, London, SE22 8JF

UPRN:200003444501Mid Terrace House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: C (70)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,299,000

£1.23M - £1.36MHigh

Estimate

£1.30M

Range

£1.23M – £1.36M

Rent Estimate (pcm)

£5,600

£5k - £6k

Monthly

£5,600

Yield

13.44%

Verdict

Derived from HomePortfolio scores

237 Lordship Lane earns an INVESTIGATE rating with HP Score 86/100. Investment score 82/100 reflects strong fundamentals. Crime intensity is very low. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

86/ 100

Strong

Investment Score

82/ 100

High

Crime Score

14/ 100

Low

Walkability

85/ 100

Excellent

Transit & Bike

Transit 55Bike 65

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£5,600/mo

Evidenced range £5,100-£6,150

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: £2,189/mo
Cash on cash: 15.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.32 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,299,000

Rent Estimate (pcm)£5,600

Gross Yield13.44%

1y Growth-33.5%

3y Growth+2.5%

5y Growth-0.2%

10y Growth+1.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0SE22 8JF

Approval Rate

-12mo

Development

low

26/AP/3225
Rear 1st floor roof terrace with obscure glass screening and new door
Pending
26/AP/3235
Advertisement consent for a new aluminium-framed glazed shopfront and entrance door, together with the painting of selected areas of existing modern brickwork white to match the adjoining rendered facade, and the installation of 1 no. internally illuminated fascia sign and 1 no. projecting sign.
Pending
26/AP/3234
Felling of one Ash tree, approximately 9 metres in height, located in the back garden
Pending

View Planning Timeline