116 Bridge Lane, London, NW11 9JS

UPRN:200014828-Beds -Built 1900-1929

Tenure: -Council Tax: Band FEPC: E (39)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

18 of 21 sources

Sale Estimate

£1,304,000

£1.04M - £1.56MLow

Estimate

£1.30M

Range

£1.04M – £1.56M

Rent Estimate (pcm)

£5,450

£5k - £6k

Monthly

£5,450

Yield

6.88%

Verdict

Derived from HomePortfolio scores

116 Bridge Lane earns an AVOID rating with HP Score 79/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (78/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

78/ 100

High

Transit & Bike

Transit 21Bike 65

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics12/40
gross yield 6.9%; range width penalty ×0.80; the estimate this rent rides on sits 27% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 5450/mo (range 4900-6000)· as of 10 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 27% above the ask on the same snapshot - verify the rent describes this home· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -132/mo, -2% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Risk & liquidity9.2/15
178 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£950,000

At the asking price

Monthly rent£5,450/mo

Evidenced range £4,900-£6,000

Interest rate5.4%

Loan to value75%

Cash required: £325,050
Net cash flow: £567/mo
Cash on cash: 2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.70 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 5450/mo (range 4900-6000)Rental economics · as of 10 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 27% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 5450/mo (range 4900-6000)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,304,000

Rent Estimate (pcm)£5,450

Gross Yield6.88%

1y Growth-

3y Growth+2.2%

5y Growth+0.5%

10y Growth+1.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1NW11 9JS

Approval Rate

-12mo

Development

low

26/3961/192
Use of a (Class C3a) dwelling as a children's home for up to three children, with three carers on site at any given time (three overnight) working on a rota basis, and a manager who visits on weekdays (C2)
Pending
26/3965/S73
Variation of condition 1 (Approved Plans) of planning permission reference 24/4689/S73 dated 13/01/25 (variation to 23/5146/FUL) for 'Upward extension to provide additional Class E office space at third floor level. External alterations at 1st and 2nd floors including installation of windows to side and rear elevations.' Variation to include replacement of 1no. window to first floor west elevation with new access door to flat roof
Pending
TCP/0682/26
1 x Mature Holly (applicants ref. T1) - Approximately 6.00m. Fell to ground level. 1 x Mature Buxus (applicants ref. T2) - Approximately 4.00m. Fell to ground level. 1 x Mature Yew (applicants ref. T3) - Approximately 7.00m. Reduce lateral and su lateral growth back to clear the building by a minimum of 1.25m to control encroachment.
Pending

View Planning Timeline

Ownership

Corporate Ownership47.4%
Overseas OwnershipNo
Lease Term Remaining0 yrs
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,239

Population Density6,020 /km²

Owner Occupied57%

Age Distribution

0-15 33%16-64 52%65+ 15%

View Area Profile

Schools Nearby

Talmud Torah Tiferes Shlomo
0.3 mi
Requires improvement
Independent Jewish Day School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Ateres Beis Yaakov
0.3 mi
Good
Chalgrove Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

148 Bridge Lane
-
£1.40M
-
112 Bridge Lane
-
£1.13M
-
118 Bridge Lane
-
£1.20M
-
118 Bridge Lane
-
£1.23M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN