857 Finchley Road, London, NW11 8LX

UPRN:200042302Semi-Detached HouseBeds -Built 1900-1929

FreeholdCouncil Tax: Band GEPC: D (60)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£2,497,000

£2.00M - £3.00MLow

Estimate

£2.50M

Range

£2.00M – £3.00M

Rent Estimate (pcm)

£10,450

£10k - £11k

Monthly

£10,450

Yield

9.87%

Verdict

Derived from HomePortfolio scores

857 Finchley Road earns an INVESTIGATE rating with HP Score 66/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (95/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

70/ 100

Moderate

Crime Score

84/ 100

Elevated

Walkability

95/ 100

Excellent

Transit & Bike

Transit 85Bike 64

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,270,000

At the asking price

Monthly rent£10,450/mo

Evidenced range £9,500-£11,350

Interest rate5.4%

Loan to value75%

Cash required: £453,050
Net cash flow: £2,948/mo
Cash on cash: 7.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,497,000

Rent Estimate (pcm)£10,450

Gross Yield9.87%

1y Growth-

3y Growth+2.2%

5y Growth+0.5%

10y Growth+1.0%

Last Sold Price£1,370,000 (2014-11-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2NW11 8LX

Approval Rate

-12mo

Development

low

26/3917/192
Roof extension involving hip to gable, rear dormer window and new side windows
Pending
26/3890/FUL
Erection of a rear outbuilding
Pending
26/3885/192
Roof extension involving rear dormer window and 1no. front, side and rear facing rooflight
Pending

View Planning Timeline