8 Richmond Road, London, N2 8JT

UPRN:200098306Mid Terrace House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band EEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£887,000

£842k - £931kHigh

Estimate

£887k

Range

£842k – £931k

Rent Estimate (pcm)

£3,850

£4k - £4k

Monthly

£3,850

Yield

5.50%

Verdict

Derived from HomePortfolio scores

8 Richmond Road earns an INVESTIGATE rating with HP Score 77/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

90/ 100

Excellent

Transit & Bike

Transit 44Bike 66

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£840,000

At the asking price

Monthly rent£3,850/mo

Evidenced range £3,500-£4,200

Interest rate5.4%

Loan to value75%

Cash required: £285,300
Net cash flow: -£170/mo
Cash on cash: -0.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.36 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£887,000

Rent Estimate (pcm)£3,850

Gross Yield5.50%

1y Growth-

3y Growth-4.0%

5y Growth+1.0%

10y Growth+1.3%

Last Sold Price£175,000 (1999-07-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0N2 8JT

Approval Rate

-12mo

Development

low

26/3933/HSE
Single storey rear infill extension
Pending
26/3919/FUL
Change of use of the above vacant office (Class E) into 2 bed flat (Class C3)
Pending
TCP/0678/26
1 x Cherry (applicants ref. T1) - Reduce crown height and lateral spread by up to 2 metres. 1 x Mulberry (applicants ref. T2) - Reduce crown height and lateral spread by up to 3 metres. Row of Viburnum and Lilac (applicants ref. G1) - Reduce height by approximately 2 metres and trim back from property and road. (Exempt works)
Pending

View Planning Timeline

Ownership

Corporate Ownership49.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1999-07-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,239

Population Density7,834 /km²

Owner Occupied33%

Age Distribution

0-15 15%16-64 64%65+ 21%

View Area Profile

Schools Nearby

Bishop Douglass School Finchley
0.2 mi
Good
Tudor Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Manorside Primary School
0.3 mi
Good
St Theresa's Catholic Primary School
0.4 mi
Good

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 Richmond Road
-
£952k
-
1 Richmond Road
-
£305k
-
14 Richmond Road
-
£800k
-
4 Richmond Road
-
£815k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN