3 Wellgarth Road, London, NW11 7HP

UPRN:200123487Detached House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band HEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£3,265,000

£3.10M - £3.43MHigh

Estimate

£3.27M

Range

£3.10M – £3.43M

Rent Estimate (pcm)

£12,850

£12k - £14k

Monthly

£12,850

Yield

16.23%

Verdict

Derived from HomePortfolio scores

3 Wellgarth Road earns an INVESTIGATE rating with HP Score 82/100. Investment score 75/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

75/ 100

High

Crime Score

24/ 100

Moderate

Walkability

79/ 100

High

Transit & Bike

Transit 70Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£950,000

At the asking price

Monthly rent£12,850/mo

Evidenced range £11,700-£14,050

Interest rate5.4%

Loan to value75%

Cash required: £325,050
Net cash flow: £5,690/mo
Cash on cash: 21.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.01 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£3,265,000

Rent Estimate (pcm)£12,850

Gross Yield16.23%

1y Growth+6.1%

3y Growth+2.2%

5y Growth+0.5%

10y Growth+1.0%

Last Sold Price£2,950,000 (2024-10-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1NW11 7HP

Approval Rate

100%12mo

Development

low

TCP/0685/26
1 x Pear (applicants ref. T1) - Approximately 11.00m. Reduce back to previous and most recent points of reduction (approximately 1.20m). Thin crown density by approximately 20%. Remove major dead wood throughout crown. Laurel Hedge (applicants ref. G1) - Approximately 7.00m. Reduce height by approximately 1.20-1.50m.
Pending
TCP/0684/26
1 x Willow - Crown reduce the height back to the previous reduction points (approx. 3.5m). Crown reduce the spread growing to the North and North-East 1.0m below the previous reduction points (approx. 3.5m). Crown reduce the remaining spread back to the previous reduction points (approx. 2.5m). Remove dead/dying branches.
Pending
26/3910/HSE
Modifications to the rear dormer window and insertion of 2no. conservation skylights at either side of the rear gable roof
Pending

View Planning Timeline