15 Wellgarth Road, London, NW11 7HP

UPRN:200123497Detached House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band HEPC: D (61)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£4,562,000

£4.33M - £4.79MHigh

Estimate

£4.56M

Range

£4.33M – £4.79M

Rent Estimate (pcm)

£18,000

£16k - £20k

Monthly

£18,000

Yield

5.40%

Verdict

Derived from HomePortfolio scores

15 Wellgarth Road earns an INVESTIGATE rating with HP Score 80/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

79/ 100

High

Transit & Bike

Transit 70Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£4,000,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£4,000,000

At the asking price

Monthly rent£18,000/mo

Evidenced range £16,400-£19,550

Interest rate5.4%

Loan to value75%

Cash required: £1,595,050
Net cash flow: -£1,038/mo
Cash on cash: -0.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.33 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£4,562,000

Rent Estimate (pcm)£18,000

Gross Yield5.40%

1y Growth-

3y Growth+2.2%

5y Growth+0.5%

10y Growth+1.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1NW11 7HP

Approval Rate

100%12mo

Development

low

TCP/0685/26
1 x Pear (applicants ref. T1) - Approximately 11.00m. Reduce back to previous and most recent points of reduction (approximately 1.20m). Thin crown density by approximately 20%. Remove major dead wood throughout crown. Laurel Hedge (applicants ref. G1) - Approximately 7.00m. Reduce height by approximately 1.20-1.50m.
Pending
TCP/0684/26
1 x Willow - Crown reduce the height back to the previous reduction points (approx. 3.5m). Crown reduce the spread growing to the North and North-East 1.0m below the previous reduction points (approx. 3.5m). Crown reduce the remaining spread back to the previous reduction points (approx. 2.5m). Remove dead/dying branches.
Pending
26/3910/HSE
Modifications to the rear dormer window and insertion of 2no. conservation skylights at either side of the rear gable roof
Pending

View Planning Timeline