5 White Lodge Close, London, N2 0BL

UPRN:200126125Detached House9 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band HEPC: F (30)

Data freshness:Listing· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£4,196,000

£3.99M - £4.41MHigh

Estimate

£4.20M

Range

£3.99M – £4.41M

Rent Estimate (pcm)

£17,000

£16k - £19k

Monthly

£17,000

Yield

4.75%

Verdict

Derived from HomePortfolio scores

5 White Lodge Close earns an INVESTIGATE rating with HP Score 66/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (26/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

26/ 100

Low

Transit & Bike

Transit 28Bike 44

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£4,295,000

At the asking price

Monthly rent£17,000/mo

Evidenced range £15,550-£18,500

Interest rate5.4%

Loan to value75%

Cash required: £1,718,950
Net cash flow: -£2,726/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.17 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£4,196,000

Rent Estimate (pcm)£17,000

Gross Yield4.75%

1y Growth-

3y Growth-4.0%

5y Growth+1.0%

10y Growth+1.3%

Last Sold Price£4,650,000 (2021-04-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2N2 0BL

Approval Rate

-12mo

Development

low

TCP/0704/26
1 x Goat Willow (applicants ref. T1) - Reduce lateral and vertical growth by 3 metres back to previous pruning points, leaving no furnishings. Cypress Hedge (applicants ref. H3) - Reduce height by 1 metre.
Pending
TCP/0709/26
1 x Prunus Pissardi (applicants ref. T2) - Reduce lateral growth by 1-2 metres back to fence line.
Pending
26/4009/NMA
Non material amendment to planning permission original ref dated 04/08/2026 for 'New front vehicular access gates. Associated alterations to landscaping'. Amendments includes using steel columns instead of brick piers
Pending

View Planning Timeline