Ground Floor Flat, 1 Hampstead Gardens, Golders Green, London, NW11 7EU

UPRN:200133829Converted Flat2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: -EPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

Ground Floor Flat, 1 Hampstead Gardens, Golders Green, London, NW11 7EU

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£523,000

£497k - £549kHigh

Estimate

£523k

Range

£497k – £549k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

4.08%

Verdict

Derived from HomePortfolio scores

Ground Floor Flat earns an INVESTIGATE rating with HP Score 83/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (91/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

91/ 100

Excellent

Transit & Bike

Transit 70Bike 66

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -1.3% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 200133829· as of 9 Oct 2026
Rental economics0/40
gross yield 4.1%; range width penalty ×0.70
- valuation_snapshotsrent estimate 1800/mo (range 1600-2050)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,043/mo, -58% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 277 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.7/15
178 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£397,500£609,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£530,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,600-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £176,800
Net cash flow: -£543/mo
Cash on cash: -3.7%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.01 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200133829Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1800/mo (range 1600-2050)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1800/mo (range 1600-2050)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£523,000

Rent Estimate (pcm)£1,800

Gross Yield4.08%

1y Growth-30.4%

3y Growth+2.2%

5y Growth+0.5%

10y Growth+1.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

3NW11 7EU

Approval Rate

-12mo

Development

low

26/3965/S73
Variation of condition 1 (Approved Plans) of planning permission reference 24/4689/S73 dated 13/01/25 (variation to 23/5146/FUL) for 'Upward extension to provide additional Class E office space at third floor level. External alterations at 1st and 2nd floors including installation of windows to side and rear elevations.' Variation to include replacement of 1no. window to first floor west elevation with new access door to flat roof
Pending
TCP/0685/26
1 x Pear (applicants ref. T1) - Approximately 11.00m. Reduce back to previous and most recent points of reduction (approximately 1.20m). Thin crown density by approximately 20%. Remove major dead wood throughout crown. Laurel Hedge (applicants ref. G1) - Approximately 7.00m. Reduce height by approximately 1.20-1.50m.
Pending
TCP/0682/26
1 x Mature Holly (applicants ref. T1) - Approximately 6.00m. Fell to ground level. 1 x Mature Buxus (applicants ref. T2) - Approximately 4.00m. Fell to ground level. 1 x Mature Yew (applicants ref. T3) - Approximately 7.00m. Reduce lateral and su lateral growth back to clear the building by a minimum of 1.25m to control encroachment.
Pending

View Planning Timeline

Ownership

Corporate Ownership47.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,239

Population Density3,872 /km²

Owner Occupied62%

Age Distribution

0-15 17%16-64 61%65+ 22%

View Area Profile

Schools Nearby

Shiras Devorah High School
0.0 mi
Requires improvement
Lubavitch Yeshiva Ketanah of London
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Menorah Primary School for Boys
0.4 mi
-
Garden Suburb Infant School
0.5 mi
Good

5 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

20 Hampstead Gardens
-
£766k
-
3 Hampstead Gardens
-
£1.10M
-
21 Hampstead Gardens
-
£855k
-
15 Hampstead Gardens
-
£1.15M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN