26 Staverton Road, London, NW2 5HL

UPRN:202042986Semi-Detached House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band GEPC: E (54)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,527,000

£1.45M - £1.60MHigh

Estimate

£1.53M

Range

£1.45M – £1.60M

Rent Estimate (pcm)

£6,600

£6k - £7k

Monthly

£6,600

Yield

3.96%

Verdict

Derived from HomePortfolio scores

26 Staverton Road earns an INVESTIGATE rating with HP Score 77/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (88/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

88/ 100

Excellent

Transit & Bike

Transit 60Bike 77

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the advert has 8 bedrooms but the valuation snapshot describes 4 - an extension, conversion or HMO the evidence does not reflect, or a different home. It ranks after every home whose inputs are verified.

Valuation edge-1.6/15
claims [AVM -30.9% (HIGH)] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 202042986· as of 9 Oct 2026
Rental economics0/40
gross yield 4.0%; range width penalty ×0.84
- valuation_snapshotsrent estimate 6600/mo (range 6000-7200)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,714/mo, -56% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 185 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.6/15
362 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,499,500£1,999,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,999,500

At the asking price

Monthly rent£6,600/mo

Evidenced range £6,000-£7,200

Interest rate5.4%

Loan to value75%

Cash required: £754,840
Net cash flow: -£2,179/mo
Cash on cash: -3.5%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.98 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 202042986Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 6600/mo (range 6000-7200)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 6600/mo (range 6000-7200)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 185 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,527,000

Rent Estimate (pcm)£6,600

Gross Yield3.96%

1y Growth+1.2%

3y Growth-1.3%

5y Growth-0.9%

10y Growth+0.3%

Last Sold Price£1,450,000 (2024-10-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

3NW2 5HL

Approval Rate

-12mo

Development

low

26/2760
Non material amendment (Amendment to rear roof and location of roof windows) of Householder application reference 24/2237 dated 10/12/2024 for Alterations to existing garage and utility rooms and erection of proposed single-storey side extension, new doors to rear and pergola to dwellinghouse
Pending
26/2735
Non material amendment (Additional rooflight to front elevation and alteration to existing lower level roofs) of Householder application reference 26/0558 dated 14/05/2026 for Proposed first floor side extension to the dwellinghouse.
Pending
26/2723
T1) Popular - Reduce crown by 30% back to previous growth points 4m of hight and 2m of width T2) Popular - Fell to ground level as tree is 3/4 dead
Pending

View Planning Timeline