Data freshness:●Listing· freshListing: fresh, refreshed 3d ago (2026-11-04T04:00:06.345886+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 6d ago (2026-11-01T12:05:42.642309+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:11:07.277639+00:00)●Ownership· freshOwnership: fresh, refreshed today (2026-11-06T18:05:18.036825+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· freshSchools: fresh, refreshed yesterday (2026-11-05T17:42:09.721250+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 6mo agoCouncil Tax: stale, refreshed 6mo ago (2026-05-20T09:33:12.870431+00:00)
HP Score
68
/ 100
Mixed
Verdict
today
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
18 of 21 sources
Sale Estimate
£476,000
£429k - £524kMedium
Estimate
£476k
Range
£429k – £524k
Rent Estimate (pcm)
£1,750
£2k - £2k
Monthly
£1,750
Yield
6.00%
Verdict
Derived from HomePortfolio scores
45 Nevilles Court earns an INVESTIGATE rating with HP Score 68/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (56/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Advertisement consent for installation of 3x internally illuminated fascia signs and 1x non illuminated white vinyl signage to front and 4x internally illuminated fascia signs to side elevations of kitchen showroom
Pending
26/2650
Proposed conversion of dwellinghouse into a 5 bedroom 5 person house in multiple occupation (HMO) and cycle storage to rear garden.
Pending
26/2638
Proposed hip-to-gable roof extension, 2x rear dormer windows and installation of 2x front and 1x rear rooflights to first-floor flat
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
7
Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 26% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge0/15
claims [AVM +26.5% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
valuation_snapshotsestimate for 202064338· as of 9 Oct 2026
Rental economics6.9/40
gross yield 6.0%; range width penalty ×0.86; the estimate this rent rides on sits 26% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 1750/mo (range 1600-1900)· as of 9 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 26% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -320/mo, -18% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 170 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity0/15
lease 72 years (under 80): most lenders refuse it - risk scores nothing; 362 sales/12mo in area; valuation range width 20%
property_intelligencetransactions_12mo
listing_factslease 72 years remaining (advert)· as of 4 Nov 2026
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£262,500£402,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£350,000
At the asking price
£1,750/mo
Evidenced range £1,600-£1,900
5.4%
75%
Cash required
£113,800
Net cash flow
£30/mo
Cash on cash
0.3%
Score at this price
7
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 202064338Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1750/mo (range 1600-1900)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 26% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026 · verify before relying on this