246 Harrow Road, Wembley, HA9 6QL

UPRN:202089706Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band EEPC: D (59)

Data freshness:Price Paid· freshPlanning· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£742,000

£705k - £779kHigh

Estimate

£742k

Range

£705k – £779k

Rent Estimate (pcm)

£2,850

£3k - £3k

Monthly

£2,850

Yield

4.72%

Verdict

Derived from HomePortfolio scores

246 Harrow Road earns an INVESTIGATE rating with HP Score 79/100. Investment score 79/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is excellent (95/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

79/ 100

High

Crime Score

43/ 100

Elevated

Walkability

95/ 100

Excellent

Transit & Bike

Transit 35Bike 60

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge1.1/15
claims [AVM +2.3% (HIGH), sold-comps +1.4%, £/sqft +1.4%] → measured edge +0.23pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 202089706· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 14.8%· as of 4 Nov 2026
Rental economics0/40
gross yield 4.7%; range width penalty ×0.81
- valuation_snapshotsrent estimate 2850/mo (range 2550-3100)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,094/mo, -38% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 120 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.6/15
256 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£544,000£833,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£725,000

At the asking price

Monthly rent£2,850/mo

Evidenced range £2,550-£3,100

Interest rate5.4%

Loan to value75%

Cash required: £245,050
Net cash flow: -£474/mo
Cash on cash: -2.3%
Score at this price: 16

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 202089706Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 14.8%Valuation edge · as of 4 Nov 2026
valuation_snapshotsrent estimate 2850/mo (range 2550-3100)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2850/mo (range 2550-3100)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 120 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£742,000

Rent Estimate (pcm)£2,850

Gross Yield4.72%

1y Growth-3.6%

3y Growth-1.6%

5y Growth-0.6%

10y Growth+2.7%

Last Sold Price£81,800 (1996-01-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0HA9 6QL

Approval Rate

-12mo

Development

low

26/2755
Certificate of lawfulness for proposed rear dormer extension with Juliet balcony, hip to gable roof extension and 3x front rooflights to dwellinghouse.
Pending
26/2727
Demolition of existing adjoining garage and rear elevation, erection of single storey side to rear extension, first floor side and rear extension, insertion of 1x window to side elevation and replacement of 1x window to rear elevation to dwellinghouse.
Pending
26/2728
Non-material amendment to wording of conditions 23 (lifts) and 24 (full fibre connectivity) of Full Planning Permission reference 18/4767 dated 30 March, 2023, for Demolition of the existing building and erection of five buildings comprising self-storage space, office space and retail/commercial space, with residential units (Use Class C3) on the upper levels, new landscaping and public realm, ancillary servicing and plant, car and cycle parking, and associated works, subject to Deed of Agreement dated 30th March 2023 under Section 106 of Town and Country Planning Act 1990, as amended.
Pending

View Planning Timeline

Ownership

Corporate Ownership47.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1996-01-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,871

Population Density8,367 /km²

Owner Occupied40%

Age Distribution

0-15 16%16-64 71%65+ 13%

View Area Profile

Schools Nearby

St Joseph's Catholic Infant School
0.2 mi
Good
St Joseph's Catholic Junior School
0.2 mi
Good
Elsley Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Wembley Manor
0.3 mi
-

1 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

268 Harrow Road
-
£575k
-
228 Harrow Road
-
£540k
-
204 Harrow Road
-
£550k
-
252 Harrow Road
-
£570k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN