27C Belton Road, London, NW2 5PD

UPRN:202130512Flat/Maisonette2 bedsBuilt before 1900

Tenure: -Council Tax: Band CEPC: D (67)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£420,000

£378k - £462kMedium

Estimate

£420k

Range

£378k – £462k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

4.13%

Verdict

Derived from HomePortfolio scores

27C Belton Road earns an INVESTIGATE rating with HP Score 69/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

57/ 100

Elevated

Walkability

85/ 100

Excellent

Transit & Bike

Transit 58Bike 75

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -7.1% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 202130512· as of 9 Nov 2026
Rental economics0/40
gross yield 4.1%; range width penalty ×0.81
- valuation_snapshotsrent estimate 1550/mo (range 1400-1700)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -889/mo, -57% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 56 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity12.8/15
362 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£337,500£517,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,400-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: -£446/mo
Cash on cash: -3.6%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 202130512Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 1550/mo (range 1400-1700)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1550/mo (range 1400-1700)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£420,000

Rent Estimate (pcm)£1,550

Gross Yield4.13%

1y Growth-

3y Growth-1.3%

5y Growth-0.9%

10y Growth+0.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0NW2 5PD

Approval Rate

-12mo

Development

low

26/2822
Certificate of lawfulness for proposed installation of speed humps, alterations to surface markings and other works associated for the improvement of an existing unadopted street
Pending
26/2821
Non-material amendment to condition 2 (approved drawings) and condition 3 (material details and specifications) to allow: Reconfiguration of car parking layout and introduction of escape ramp of Full Planning Permission application reference 23/2160 dated 17/06/2024 for Partial demolition and erection of extensions to convert existing retail space into 2 units (Use Class E: Commercial, Business and Service) with new sub-station, plant, ramp access, alterations to car and cycle provision, boundary treatment and associated landscaping
Pending
26/2789
Details pursuant to conditions 3 (Landscaping), 4 (Materials) and 5 (Cycle Parking), of Full Planning Permission application 25/3591, Appeal reference APP/T5150/6007461 dated 24/07/2026 for Erection of new three storey building to accommodate 3x self-contained flats with amenity space, refuse and cycle storage spaces and alteration to fenestration of Block 17-19 Norman Court, 59 Pound Lane, London, NW10 2HH
Pending

View Planning Timeline