First Floor Flat, 58 St Gabriels Road, London, NW2 4SA

UPRN:202213478Flat/Maisonette3 bedsBuilt before 1900

LeaseholdCouncil Tax: Band EEPC: C (72)

Data freshness:Listing· freshPrice Paid· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

First Floor Flat, 58 St Gabriels Road, London, NW2 4SA

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£741,000

£667k - £815kMedium

Estimate

£741k

Range

£667k – £815k

Rent Estimate (pcm)

£2,750

£2k - £3k

Monthly

£2,750

Yield

11.00%

Verdict

Derived from HomePortfolio scores

First Floor Flat earns an INVESTIGATE rating with HP Score 78/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (84/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

84/ 100

High

Transit & Bike

Transit 58Bike 66

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 60% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£299,950

At the asking price

Monthly rent£2,750/mo

Evidenced range £2,450-£3,000

Interest rate5.4%

Loan to value75%

Cash required: £96,283
Net cash flow: £892/mo
Cash on cash: 11.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.72 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£741,000

Rent Estimate (pcm)£2,750

Gross Yield11.00%

1y Growth-

3y Growth-1.3%

5y Growth-0.9%

10y Growth+0.3%

Last Sold Price£615,000 (2013-11-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3NW2 4SA

Approval Rate

100%12mo

Development

low

26/2809
Details pursuant to condition 10 (Details of materials for all external work), of Full Planning Permission application reference 26/1560 dated 23/09/2026 for Proposed erection of a single dwellinghouse on land adjacent to 19A Mowbray Road with new boundary wall, associated soft and hard landscaping to front garden, refuse storage and cycle storage.
Pending
26/2782
Demolition of rear conservatory and erection of a single storey rear structure with 3 rooflights, reinstatement of original rear bay window, new central court yard and associated permeable hardstanding to ground floor flat
Pending
26/2786
Certificate of lawfulness for proposed outbuilding in side garden to dwellinghouse.
Pending

View Planning Timeline

Ownership

Corporate Ownership59.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2013-11-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,871

Population Density-

Owner Occupied36%

Age Distribution

0-15 17%16-64 69%65+ 14%

View Area Profile

Schools Nearby

Mapesbury School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Anson Primary School
0.2 mi
Good
The Mulberry House School
0.3 mi
Inspected by ISI
Hampstead School
0.5 mi
GoodConcerns

0 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

50A St Gabriels Road
-
£675k
-
42C St Gabriels Road
-
£390k
-
50A St Gabriels Road
-
£675k
-
44 St Gabriels Road
-
£2.15M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN