9 Arnold Gardens, London, N13 5JE

UPRN:207046992Terrace Property3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band DEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£539,000

£512k - £566kHigh

Estimate

£539k

Range

£512k – £566k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

4.85%

Verdict

Derived from HomePortfolio scores

9 Arnold Gardens earns an INVESTIGATE rating with HP Score 77/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (72/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

72/ 100

High

Transit & Bike

Transit 45Bike 65

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£520,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,850-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £173,300
Net cash flow: -£301/mo
Cash on cash: -2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.20 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£539,000

Rent Estimate (pcm)£2,100

Gross Yield4.85%

1y Growth-22.8%

3y Growth+3.2%

5y Growth+0.8%

10y Growth+1.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0N13 5JE

Approval Rate

-12mo

Development

low

26/04525/TCA
Works to a tree in The Lakes Estate Conservation area: (1) Fir - Height reduce by 4m, finished height 9m.
Pending
26/04481/CND
Details submitted pursuant to reference: 25/01646/FUL: external material (3), Construction Management Plan (7) in respect of erection of an additional storey and three storey rear extension to facilitate 6x self-contained flats.
Pending
26/04488/TPO
Works to trees covered by LBE ORDER NO (199) 1989 : T1 Oak - Reduce overhang to provide up to 4m clearance from building, crown reduce remaining by up to 2m to balance, T2 Oak - Remove dead wood, reduce tree by up to 2m.
Pending

View Planning Timeline

Ownership

Corporate Ownership65%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,962

Population Density7,074 /km²

Owner Occupied65%

Age Distribution

0-15 20%16-64 65%65+ 15%

View Area Profile

Schools Nearby

Hazelwood Infant School
0.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Hazelwood Junior School
0.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Anne's Catholic High School for Girls
0.2 mi
Outstanding
St Michael at Bowes CofE Junior School
0.3 mi
Good

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

15 Arnold Gardens
-
£610k
-
11 Arnold Gardens
-
£535k
-
6 Arnold Gardens
-
£235k
-
20 Arnold Gardens
-
£510k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN