109 The Grove, London, N13 5JS

UPRN:207056382Mid Terrace House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band EEPC: C (75)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£835,000

£794k - £877kHigh

Estimate

£835k

Range

£794k – £877k

Rent Estimate (pcm)

£3,250

£3k - £4k

Monthly

£3,250

Yield

4.67%

Verdict

Derived from HomePortfolio scores

109 The Grove earns an INVESTIGATE rating with HP Score 75/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (96/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

49/ 100

Elevated

Walkability

96/ 100

Excellent

Transit & Bike

Transit 35Bike 68

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£835,000

At the asking price

Monthly rent£3,250/mo

Evidenced range £2,900-£3,550

Interest rate5.4%

Loan to value75%

Cash required: £283,550
Net cash flow: -£568/mo
Cash on cash: -2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£835,000

Rent Estimate (pcm)£3,250

Gross Yield4.67%

1y Growth-

3y Growth+3.2%

5y Growth+0.8%

10y Growth+1.0%

Last Sold Price£605,000 (2018-08-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0N13 5JS

Approval Rate

-12mo

Development

low

26/04525/TCA
Works to a tree in The Lakes Estate Conservation area: (1) Fir - Height reduce by 4m, finished height 9m.
Pending
26/04481/CND
Details submitted pursuant to reference: 25/01646/FUL: external material (3), Construction Management Plan (7) in respect of erection of an additional storey and three storey rear extension to facilitate 6x self-contained flats.
Pending
26/04442/HOU
Single storey rear/side extension, front porch.
Pending

View Planning Timeline

Ownership

Corporate Ownership65%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-08-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,962

Population Density-

Owner Occupied52%

Age Distribution

0-15 18%16-64 71%65+ 11%

View Area Profile

Schools Nearby

St Anne's Catholic High School for Girls
0.2 mi
Outstanding
Hazelwood Junior School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Hazelwood Infant School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Palmers Green High School
0.5 mi
Inspected by ISI

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

111 The Grove
-
£737k
-
79 The Grove
-
£820k
-
97 The Grove
-
£435k
-
97A The Grove
-
£450k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN