15 Kimberley Gardens, Enfield, EN1 3SW

UPRN:207137849Semi-Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: C (69)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 2mo agoEPC· 1mo agoRisk· 3mo agoCrime· 4mo agoConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021Council Tax· 3mo ago

HP Score

/ 100

High Potential

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£597,000

£567k - £627kHigh

Estimate

£597k

Range

£567k – £627k

Rent Estimate (pcm)

£2,600

£2k - £3kMedium

Monthly

£2,600

Yield

4.57%

AI Verdict

Derived from HomePortfolio scores

AI summary

15 Kimberley Gardens earns a BUY rating with HP Score 83/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (85/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

83/ 100

High

Investment Score

64/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

85/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 17 Sept 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/40
claims [AVM -0.5% (HIGH)] → consensus -0.5% → credited 0.0% after backtest shrinkage; single-source claim - capped pending corroboration
- zoopla_valuationsestimate for 207137849· as of 11 Aug 2026
Rental economics1.7/30
gross yield 5.2%; range width penalty ×0.85
- zoopla_valuationsrent estimate 2600/mo (range 2400-2850)· as of 11 Aug 2026· verify before relying on this
Seller motivation10/20
0 price cut(s), 117 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 17 Sept 2026
Risk & liquidity9.8/10
355 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£450,000£690,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£600,000

At the asking price

Monthly rent£2,600/mo

Evidenced range £2,400-£2,850

Interest rate5.4%

Loan to value75%

Cash required: £201,300
Net cash flow: -£225/mo
Cash on cash: -1.3%
Score at this price: 22

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.28 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 207137849Valuation edge · as of 11 Aug 2026
zoopla_valuationsrent estimate 2600/mo (range 2400-2850)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 17 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2600/mo (range 2400-2850)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the discount as unconfirmed - compare recent sold prices on the street yourself before pricing an offer around it.
Only one independent source currently supports the valuation edge.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£597,000

Rent Estimate (pcm)£2,600

Gross Yield4.57%

1y Growth-

3y Growth-0.7%

5y Growth+1.6%

10y Growth+2.6%

Last Sold Price£202,000 (2002-12-06)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence3
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0EN1 3SW

Approval Rate

-12mo

Development

low

26/03899/CND
Details submitted pursuant to reference 24/00621/FUL : verification report (site investigation) in respect of demolition of 5 no. blocks (EFAA, EFAB, EFAD, EFAE and EFAF), consequential works to retained building EFAC, construction of a three-storey replacement school building and separate sports block, relocation of playing fields and parking area along with access, landscaping, and associated infrastructure.
Pending
26/03896/CEA
Rear dormer and front rooflights.
Pending
26/03895/PRH
Single storey rear extension 6m deep x 3m high (3m high to eaves).
Pending

View Planning Timeline

Ownership

Corporate Ownership59.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-12-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£31,252

Population Density-

Owner Occupied63%

Age Distribution

0-15 20%16-64 66%65+ 14%

View Area Profile

Schools Nearby

George Spicer Primary School
0.2 mi
Good
Silverways School
0.4 mi
Good
St Andrew's CofE Primary School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Enfield Grammar School
0.5 mi
Good

1 of 13 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

8 Kimberley Gardens
-
£563k
-
16 Kimberley Gardens
-
£344k
-
1A Kimberley Gardens
-
£360k
-
1B Kimberley Gardens
-
£292k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN