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  3. UPRN 100010984349
  4. Valuation & Market

21 Bedford Street, Prestwich, Manchester, M25 1HX

UPRN:100010984349Mid Terrace House2 bedsBuilt England and Wales: before 1900
LeaseholdCouncil Tax: -EPC: D (66)AI-Powered Intelligence
Data freshness:●Planning· freshPlanning: fresh, refreshed 6d ago (2026-08-16T08:23:06.046692+00:00)●EPC· 3mo agoEPC: stale, refreshed 3mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 2mo agoRisk: ageing, refreshed 2mo ago (2026-07-04T06:46:22.443816+00:00)●Connectivity· 2mo agoConnectivity: ageing, refreshed 2mo ago (2026-07-04T20:23:28.637306+00:00)●Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-07-07T02:37:19.861486+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-07-05T01:45:22.974277+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated 6 days ago
£266,000
Estimated value
Range: £252k - £279k|Last sold: £146k (2017-08-30)

Estimate of £266k for mid terrace houses in Manchester. 265 transactions in the last 12 months; median £295k.

AI Confidence
-
High confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£266k
£252k - £279k - High confidence
Annualised (CAGR)
+5.61%
Over the full window
Peak estimate
£266k
Aug 2026
From peak
+0.00%
Drawdown from peak
£270k£249k£228k£206k£185k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - M25 district (quarterly)index YoY +2.96%
Growth by window
3m
+3.91%
6m
+6.83%
12m
+10.37%
24m
+9.47%
60m
+27.27%

Rental Market

Monthly
Estimated rent (pcm)
£1,350
/ month
Gross yield
5.13%
Net yield
4.08%
Vacancy trend
12-month change
-
Tenant profile

Market Metrics

6 live signals
Avg Area Price
£295k
2-bed Mid Terrace House
12m Price Growth
+27.5%
vs UK avg
Days on Market
84d
Area avg

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£266,000
  • SDLT standard£3,300
  • SDLT BTL surcharge (5%)£13,300
  • Legal + Survey£15,000
  • Refurb (light)£18,620
  • Total All-In Cost£316,220

Funding

  • Deposit (25%)£66,500
  • Mortgage (75% LTV)£199,500
  • Interest Rate5.25%
  • Mortgage TypeInterest Only
  • Cash Required£116,720

Monthly Returns

  • Monthly Rent (est)£1,350
  • Mortgage Payment (IO)-£873
  • Management (10%)-£135
  • Insurance-£102
  • Maintenance-£111
  • Monthly Cashflow+£129

Capital Returns

  • 5yr Property Value£320,221
  • 5yr Capital Gain (3.78% pa)+£54,221
  • 5yr Cumulative Rent (net)+£60,120
  • Less mortgage interest-£52,380
  • 5yr Total Return+£61,961

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (YTD)Total ReturnROI
Year 1£276,055£76,555+£1,548+£11,6039.9%
Year 2£286,490£86,990+£3,096+£23,58620.2%
Year 3£297,319£97,819+£4,644+£35,96330.8%
Year 4£308,558£109,058+£6,192+£48,75041.8%
Year 5£320,221£120,721+£7,740+£61,96153.1%

Assumes 3.78% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£116,720).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches
    Comparable: 33 BEDFORD STREET
    Recent sale

    33 BEDFORD STREET

    £225k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 13 BEDFORD STREET
    Recent sale

    13 BEDFORD STREET

    £230k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 9 BEDFORD STREET
    Recent sale

    9 BEDFORD STREET

    £223k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 4 BEDFORD STREET
    Recent sale

    4 BEDFORD STREET

    £200k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £29,060
    Median Income
    Signal
    1,498
    Population
    Signal
    6.5 / 100
    Deprivation

    Upside Opportunities

    0 levers