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  2. Property
  3. UPRN 42056774
  4. Valuation & Market

21 Holm Lane, Prenton, CH43 2HN

UPRN:42056774Semi-Detached House3 bedsBuilt -
FreeholdCouncil Tax: -EPC: C (73)AI-Powered Intelligence
Data freshness:●Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)●Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T08:15:32.936353+00:00)●EPC· 1mo agoEPC: ageing, refreshed 1mo ago (2026-08-21T11:10:19.660311+00:00)●Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)●Crime· 2mo agoCrime: ageing, refreshed 2mo ago (2026-08-02T05:17:47.239173+00:00)●Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)●Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-08-06T07:49:20.947654+00:00)●Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£309,000
Estimated value
Range: £294k - £324k|Last sold: £159k (2015-04-27)

Estimate of £309k for semi-detached houses in Prenton. 362 transactions in the last 12 months; median £220k.

AI Confidence
-
High confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£309k
£294k - £324k - High confidence
Annualised (CAGR)
+6.97%
Over the full window
Peak estimate
£309k
Aug 2026
From peak
+0.00%
Drawdown from peak
£314k£284k£255k£225k£196k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - CH43 district (quarterly)index YoY -2.15%
Growth by window
3m
+14.87%
6m
+19.77%
12m
+20.23%
24m
+25.61%
60m
+43.06%

Rental Market

Monthly
Estimated rent (pcm)
£1,550
/ month
Gross yield
5.50%
Net yield
3.75%
Vacancy trend
12-month change
-
Tenant profile

Market Metrics

6 live signals
Avg Area Price
£220k
3-bed Semi-Detached House
12m Price Growth
-
vs UK avg
Days on Market
109d
Area avg

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£309,000
  • SDLT standard£5,450
  • SDLT BTL surcharge (5%)£15,450
  • Legal + Survey£15,000
  • Refurb (light)£21,630
  • Total All-In Cost£366,530

Funding

  • Deposit (25%)£77,250
  • Mortgage (75% LTV)£231,750
  • Interest Rate5.25%
  • Mortgage TypeInterest Only
  • Cash Required£134,780

Monthly Returns

  • Monthly Rent (est)£1,550
  • Mortgage Payment (IO)-£1,014
  • Management (10%)-£155
  • Insurance-£106
  • Maintenance-£129
  • Monthly Cashflow+£146

Capital Returns

  • 5yr Property Value£371,628
  • 5yr Capital Gain (3.76% pa)+£62,628
  • 5yr Cumulative Rent (net)+£69,600
  • Less mortgage interest-£60,840
  • 5yr Total Return+£71,388

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (YTD)Total ReturnROI
Year 1£320,618£88,868+£1,752+£13,3709.9%
Year 2£332,674£100,924+£3,504+£27,17820.2%
Year 3£345,182£113,432+£5,256+£41,43830.7%
Year 4£358,161£126,411+£7,008+£56,16941.7%
Year 5£371,628£139,878+£8,760+£71,38853.0%

Assumes 3.76% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£134,780).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches
    Comparable: 17 HOLM LANE
    Recent sale

    17 HOLM LANE

    £134k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 21 HOLM LANE
    Recent sale

    21 HOLM LANE

    £159k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 11 HOLM LANE
    Recent sale

    11 HOLM LANE

    £157k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 9 HOLM LANE
    Recent sale

    9 HOLM LANE

    £142k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £28,840
    Median Income
    Signal
    1,446
    Population
    Signal
    1.4 / 100
    Deprivation

    Upside Opportunities

    0 levers