3 Bedford Gardens, London, W8 7ED

UPRN:217004871Terrace Property5 bedsBuilt -

FreeholdCouncil Tax: Band HEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£2,846,000

£2.28M - £3.42MLow

Estimate

£2.85M

Range

£2.28M – £3.42M

Rent Estimate (pcm)

£12,050

£11k - £13k

Monthly

£12,050

Yield

3.14%

Verdict

Derived from HomePortfolio scores

3 Bedford Gardens earns an INVESTIGATE rating with HP Score 69/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

42/ 100

Elevated

Walkability

62/ 100

Moderate

Transit & Bike

Transit 74Bike 66

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£4,600,000

At the asking price

Monthly rent£12,050/mo

Evidenced range £11,000-£13,100

Interest rate5.4%

Loan to value75%

Cash required: £1,847,050
Net cash flow: -£7,183/mo
Cash on cash: -4.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.78 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,846,000

Rent Estimate (pcm)£12,050

Gross Yield3.14%

1y Growth-

3y Growth-15.4%

5y Growth-10.5%

10y Growth-6.3%

Last Sold Price£2,900,000 (2022-08-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

3W8 7ED

Approval Rate

100%12mo

Development

low

26/07316/LBC
Relocation of air conditioning units throughout to the lower ground floor lightwells within aluminium enclosure; replacement of all pipes with cast iron pipes; alteration to balconies including replacement of UPVC door with original door arrangement and replacement railing; reopening of previously infilled windows; replacement marble tiles at hallway of No.32 with Victorian floor tiles; replacement of all doors facing the communal staircase with the correct period style doors; removal of red clay tile leanto roof at first floor rear and the roof made good; removal of link bridges to the rear of the second floor and the rear of the third floor; and reopening of previously infilled windows to the stairs lobby at ground, first and second floor to No.30. (Linked with 26/07315/FULL)
Pending
26/07315/FULL
Relocation of air conditioning units throughout to the lower ground floor lightwells within aluminium enclosure; replacement of all pipes with cast iron pipes; alteration to balconies including replacement of UPVC door with original door arrangement and replacement railing; reopening of previously infilled windows; replacement marble tiles at hallway of No.32 with Victorian floor tiles; replacement of all doors facing the communal staircase with the correct period style doors; removal of red clay tile leanto roof at first floor rear and the roof made good; removal of link bridges to the rear of the second floor and the rear of the third floor; and reopening of previously infilled windows to the stairs lobby at ground, first and second floor to No.30. (Linked with 26/07316/LBC)
Pending
26/07158/FULL
Replacement of the existing shopfront, installation of a new double glazed doors and side windows and new separate entrance to the flats above.
Pending

View Planning Timeline

Ownership

Corporate Ownership36.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2022-08-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£46,690

Population Density6,786 /km²

Owner Occupied49%

Age Distribution

0-15 17%16-64 70%65+ 13%

View Area Profile

Schools Nearby

Fox Primary School
0.1 mi
Outstanding
Holland Park School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Southbank International School Kensington
0.3 mi
Inspected by ISI
Wetherby School
0.3 mi
Inspected by ISI

2 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Bedford Gardens
-
£1.14M
-
9 Bedford Gardens
-
£1.15M
-
1 Bedford Gardens
-
£700k
-
3 Bedford Gardens
-
£2.90M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN