4 Earls Terrace, London, W8 6LP

UPRN:217026878Flat/Maisonette1 bedsBuilt before 1900

FreeholdCouncil Tax: Band HEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£12,624,000

£10.10M - £15.15MLow

Estimate

£12.62M

Range

£10.10M – £15.15M

Rent Estimate (pcm)

£51,050

£47k - £55k

Monthly

£51,050

Yield

5.83%

Verdict

Derived from HomePortfolio scores

4 Earls Terrace earns an INVESTIGATE rating with HP Score 77/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (98/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

45/ 100

Elevated

Walkability

98/ 100

Excellent

Transit & Bike

Transit 63Bike 74

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range
listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£10,500,000

At the asking price

Monthly rent£51,050/mo

Evidenced range £46,800-£55,300

Interest rate5.4%

Loan to value75%

Cash required: £4,325,050
Net cash flow: -£95/mo
Cash on cash: -0.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£12,624,000

Rent Estimate (pcm)£51,050

Gross Yield5.83%

1y Growth-

3y Growth-15.4%

5y Growth-10.5%

10y Growth-6.3%

Last Sold Price£8,925,000 (2016-12-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2W8 6LP

Approval Rate

100%12mo

Development

low

P/2026/02791/NMAT
NMAT
Rejected
P/2026/02775/NMAT
Non-material amendments to planning permission reference: 2025/02219/FUL dated 5th February 2026 for the "Erection of a rear roof extension, including installation of French doors and a Juliet balcony; installation of 3no. rooflights to the front roof slope; formation of a roof terrace at second floor level, enclosed with a 1700mm high brick balustrade and obscured glazed screen; installation of a door to replace existing window to the rear elevation at second floor level to provide access to the proposed roof terrace." Amendments sought are the replacement of 2no. existing rear windows and retention of an existing window to form a small glazed opening above the door leading to the terrace.
Pending
P/2026/02538/FUL
Alterations to existing shopfront to include the replacement of existing glazing with new glazing; replacement of pavement lights with walk on rooflights.
Pending

View Planning Timeline

Ownership

Corporate Ownership36.4%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-12-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£46,690

Population Density8,556 /km²

Owner Occupied51%

Age Distribution

0-15 15%16-64 66%65+ 19%

View Area Profile

Schools Nearby

St Barnabas and St Philip's CofE Primary School
0.2 mi
Good
Kensington Primary Academy
0.2 mi
-
Wetherby Pembridge
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
St James Senior Girls' School
0.4 mi
Inspected by ISI

3 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

11 Earls Terrace
-
£9.75M
-
3 Earls Terrace
-
£8.10M
-
21 Earls Terrace
-
£8.75M
-
22 Earls Terrace
-
£8.75M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN