5 Phillimore Gardens Close, London, W8 7QA

UPRN:217068335Flat/Maisonette4 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band HEPC: C (70)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

5 Phillimore Gardens Close, London, W8 7QA

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£3,209,000

£2.89M - £3.53MMedium

Estimate

£3.21M

Range

£2.89M – £3.53M

Rent Estimate (pcm)

£12,950

£12k - £14k

Monthly

£12,950

Yield

4.78%

Verdict

Derived from HomePortfolio scores

5 Phillimore Gardens Close earns an INVESTIGATE rating with HP Score 84/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (99/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

71/ 100

High

Crime Score

26/ 100

Moderate

Walkability

99/ 100

Excellent

Transit & Bike

Transit 55Bike 72

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range
listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,250,000

At the asking price

Monthly rent£12,950/mo

Evidenced range £11,800-£14,150

Interest rate5.4%

Loan to value75%

Cash required: £1,280,050
Net cash flow: -£2,003/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.18 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£3,209,000

Rent Estimate (pcm)£12,950

Gross Yield4.78%

1y Growth-

3y Growth-15.4%

5y Growth-10.5%

10y Growth-6.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1W8 7QA

Approval Rate

100%12mo

Development

low

P/2026/02791/NMAT
NMAT
Rejected
P/2026/02512/TREE
2 x Lime Tree Prune back to previous reduction points. Rear Garden. Excessive shading. Prudent, periodic tree management.
Pending
P/2026/02471/TREE
Tree species is Prunus - cherry T1 on sketch plan The tree is overgrowing its location and needs to be shaped and the crown reduced (approx 2m) to avoid nuisance, overhang and fit better in the space
Pending

View Planning Timeline

Ownership

Corporate Ownership36.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

1 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£46,690

Population Density11,069 /km²

Owner Occupied42%

Age Distribution

0-15 17%16-64 71%65+ 12%

View Area Profile

Schools Nearby

St Barnabas and St Philip's CofE Primary School
0.2 mi
Good
Holland Park School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Mary Abbots CofE Primary School
0.4 mi
Good
Kensington Primary Academy
0.4 mi
-

3 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Phillimore Gardens Close
-
£2.40M
-
2 Phillimore Gardens Close
-
£3.24M
-
1 Phillimore Gardens Close
-
£2.00M
-
2 Phillimore Gardens Close
-
£1.12M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN