7 Phillimore Terrace, Allen Street, London, W8 6BJ

UPRN:217068397Mid Terrace House5 bedsBuilt before 1900

FreeholdCouncil Tax: Band HEPC: C (73)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

7 Phillimore Terrace, Allen Street, London, W8 6BJ

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£5,354,000

£4.28M - £6.42MLow

Estimate

£5.35M

Range

£4.28M – £6.42M

Rent Estimate (pcm)

£22,650

£21k - £25k

Monthly

£22,650

Yield

3.11%

Verdict

Derived from HomePortfolio scores

7 Phillimore Terrace earns an INVESTIGATE rating with HP Score 78/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is excellent (99/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

71/ 100

High

Crime Score

47/ 100

Elevated

Walkability

99/ 100

Excellent

Transit & Bike

Transit 57Bike 73

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£8,750,000

At the asking price

Monthly rent£22,650/mo

Evidenced range £20,800-£24,500

Interest rate5.4%

Loan to value75%

Cash required: £3,590,050
Net cash flow: -£13,850/mo
Cash on cash: -4.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.77 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£5,354,000

Rent Estimate (pcm)£22,650

Gross Yield3.11%

1y Growth-

3y Growth-15.4%

5y Growth-10.5%

10y Growth-6.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0W8 6BJ

Approval Rate

-12mo

Development

low

P/2026/02512/TREE
2 x Lime Tree Prune back to previous reduction points. Rear Garden. Excessive shading. Prudent, periodic tree management.
Pending
P/2026/02471/TREE
Tree species is Prunus - cherry T1 on sketch plan The tree is overgrowing its location and needs to be shaped and the crown reduced (approx 2m) to avoid nuisance, overhang and fit better in the space
Pending
P/2026/02300/TREE
T1: Reduce by 2-3 meters back to previous points. To mitigate loading on pruning points and to reduce heavy shading.
Pending

View Planning Timeline