12 St Alban's Grove, London, W8 5PN

UPRN:217079388End Terrace House2 bedsBuilt before 1900

Tenure: -Council Tax: Band HEPC: D (64)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£7,579,000

£6.06M - £9.10MLow

Estimate

£7.58M

Range

£6.06M – £9.10M

Rent Estimate (pcm)

£32,100

£30k - £35k

Monthly

£32,100

Yield

4.05%

Verdict

Derived from HomePortfolio scores

12 St Alban's Grove earns an INVESTIGATE rating with HP Score 83/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (94/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

70/ 100

High

Crime Score

28/ 100

Moderate

Walkability

94/ 100

Excellent

Transit & Bike

Transit 69Bike 73

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£9,500,000

At the asking price

Monthly rent£32,100/mo

Evidenced range £29,500-£34,650

Interest rate5.4%

Loan to value75%

Cash required: £3,905,050
Net cash flow: -£9,839/mo
Cash on cash: -3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.00 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£7,579,000

Rent Estimate (pcm)£32,100

Gross Yield4.05%

1y Growth-

3y Growth-15.4%

5y Growth-10.5%

10y Growth-6.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

4W8 5PN

Approval Rate

50%12mo

Development

low

26/07271/FULL
Installation of temporary marquee structure on the gravelled terrace above basement level.
Pending
26/07272/LBC
Installation of 1 temporary structures (marquee) on the gravelled terrace above basement level. (Linked with 26/07271/FULL)
Pending
26/06349/ADFULL
Details of biodiversity enhancement features prior to first use of the Gulbenkian extension pursuant to condition 19 of planning permission dated 16th September 2026 (RN: 25/01565/FULL).
Pending

View Planning Timeline