Flat 1, 20 Stafford Terrace, London, W8 7BH

UPRN:217082647Flat/MaisonetteBeds -Built before 1900

Tenure: -Council Tax: -EPC: E (54)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 1, 20 Stafford Terrace, London, W8 7BH

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,233,000

£986k - £1.48MLow

Estimate

£1.23M

Range

£986k – £1.48M

Rent Estimate (pcm)

£5,000

£5k - £6k

Monthly

£5,000

Yield

1.52%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 82/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (99/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

26/ 100

Moderate

Walkability

99/ 100

Excellent

Transit & Bike

Transit 47Bike 72

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,950,000

At the asking price

Monthly rent£5,000/mo

Evidenced range £4,500-£5,500

Interest rate5.4%

Loan to value75%

Cash required: £1,574,050
Net cash flow: -£9,870/mo
Cash on cash: -7.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.38 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,233,000

Rent Estimate (pcm)£5,000

Gross Yield1.52%

1y Growth-

3y Growth-15.4%

5y Growth-10.5%

10y Growth-6.3%

Last Sold Price£1,625,251 (2022-02-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0W8 7BH

Approval Rate

-12mo

Development

low

P/2026/02512/TREE
2 x Lime Tree Prune back to previous reduction points. Rear Garden. Excessive shading. Prudent, periodic tree management.
Pending
P/2026/02471/TREE
Tree species is Prunus - cherry T1 on sketch plan The tree is overgrowing its location and needs to be shaped and the crown reduced (approx 2m) to avoid nuisance, overhang and fit better in the space
Pending
P/2026/02300/TREE
T1: Reduce by 2-3 meters back to previous points. To mitigate loading on pruning points and to reduce heavy shading.
Pending

View Planning Timeline

Ownership

Corporate Ownership36.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease Type-
Last Ownership Change2022-02-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£46,690

Population Density11,069 /km²

Owner Occupied42%

Age Distribution

0-15 17%16-64 71%65+ 12%

View Area Profile

Schools Nearby

St Barnabas and St Philip's CofE Primary School
0.2 mi
Good
St Mary Abbots CofE Primary School
0.3 mi
Good
Holland Park School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Ashbourne College
0.4 mi
Outstanding

3 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

14 Stafford Terrace
-
£8.90M
-
10 Stafford Terrace
-
£1.52M
-
10 Stafford Terrace
-
£1.63M
-
26 Stafford Terrace
-
£7.00M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN