23 Derwen Fawr Road, Sketty, Swansea, SA2 8AQ
Estimate of £559k for this property. 368 sales in SA2 in the last 12 months; median £250k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£595,000
- SDLT standard£19,750
- SDLT BTL surcharge (5%)£29,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£646,600
Funding
- Deposit (25%)£148,750
- Mortgage (75% LTV)£446,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£200,350
Monthly Returns
- Monthly Rent (estimate)£1,950
- Mortgage Payment (IO)-£1,952
- Management (10%)-£195
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow, before lease costs (not stated)-£297
Capital Returns
- 5yr Property Value£708,382
- 5yr Capital Gain (3.55% pa, historical)+£113,382
- 5yr Cumulative Rent (net, before lease costs)+£103,595
- Less mortgage interest-£117,120
- 5yr Total Return (before lease costs)+£99,856
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £616,122 | £169,872 | -£3,564 | +£17,558 | 8.8% |
| Year 2 | £637,995 | £191,745 | -£6,708 | +£36,287 | 18.1% |
| Year 3 | £660,644 | £214,394 | -£9,423 | +£56,221 | 28.1% |
| Year 4 | £684,097 | £237,847 | -£11,698 | +£77,398 | 38.6% |
| Year 5 | £708,382 | £262,132 | -£13,525 | +£99,856 | 49.8% |
Modelled on the live asking price. Capital growth 3.55% a year is the SA2 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£200,350).
Price Forecast
No forecast available.