23 Queen Square, Mossley Road, Ashton-under-Lyne, OL6 6NB

UPRN:200004406042Mid Terrace House5 bedsBuilt 1900-1929

LeaseholdCouncil Tax: -EPC: D (65)

Data freshness:Planning· 4mo agoEPC· 1mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated today

£227,000

Estimated value

Range: £182k - £273k|Last sold: -- (-)

Estimate of £227k for this mid terrace house. 253 sales in OL6 in the last 12 months; median £178k.

Estimate confidence

Low confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£227k

£182k - £273k - Low confidence

Annualised (CAGR)

+6.21%

Over the full window

Peak estimate

£231k

Sep 2026

From peak

-1.73%

Drawdown from peak

AVM estimate (model)Repeat-sales index - OL6 district (quarterly)index YoY +1.64%

Growth by window

+0.44%

+2.71%

12m

+2.25%

24m

+4.13%

60m

+23.37%

Rental Market

Monthly

Estimated rent (pcm)

£1,600

/ month

Gross yield

8.00%

Rent ÷ asking price

Net yield

5.54%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£178k

OL6 sales, last 12 months

12m Price Growth

OL6 median, Land Registry

Days on Market

96d

OL6 average

Sales & Yield

3 metrics

Transactions / 12m

253

OL6 sales

Area Gross Yield

5.07%

OL6 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£240,000
SDLT standard£2,300
SDLT BTL surcharge (5%)£12,000
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£256,400

Funding

Deposit (25%)£60,000
Mortgage (75% LTV)£180,000
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£76,400

Monthly Returns

Monthly Rent (estimate)£1,600
Mortgage Payment (IO)-£788
Management (10%)-£160
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£552

Capital Returns

5yr Property Value£302,967
5yr Capital Gain (4.77% pa, historical)+£62,967
5yr Cumulative Rent (net, before lease costs)+£83,934
Less mortgage interest-£47,280
5yr Total Return (before lease costs)+£99,621

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£251,448	£71,448	+£6,624	+£18,072	23.7%
Year 2	£263,442	£83,442	+£13,596	+£37,038	48.5%
Year 3	£276,008	£96,008	+£20,924	+£56,932	74.5%
Year 4	£289,174	£109,174	+£28,603	+£77,777	101.8%
Year 5	£302,967	£122,967	+£36,654	+£99,621	130.4%

Modelled on the live asking price. Capital growth 4.77% a year is the OL6 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£76,400).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,661

Population

Signal

3.2%

Households Deprived

Upside Opportunities

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