23 Stella Nova, Washington Parade, Bootle, L20 4TQ

UPRN:41211421Flat/Maisonette2 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band AEPC: C (76)

Data freshness:Planning· 5mo agoEPC· 4mo agoRisk· 2y agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated 2 days ago

£84,000

Estimated value

Range: £76k - £92k|Last sold: £102k (2014-03-31)

Estimate of £84k for this flat/maisonette. 321 sales in L20 in the last 12 months; median £120k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£84k

£76k - £92k - Medium confidence

Annualised (CAGR)

-3.17%

Over the full window

Peak estimate

£127k

Jul 2025

From peak

-33.86%

Drawdown from peak

AVM estimate (model)Repeat-sales index - L20 district (quarterly)index YoY +2.08%

Growth by window

+6.33%

-16.00%

12m

-32.26%

24m

-30.00%

60m

-21.50%

Rental Market

Monthly

Estimated rent (pcm)

£500

/ month

Gross yield

7.60%

Rent ÷ asking price

Net yield

5.26%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£120k

L20 sales, last 12 months

12m Price Growth

L20 median, Land Registry

Days on Market

79d

L20 average

Sales & Yield

3 metrics

Transactions / 12m

321

L20 sales

Area Gross Yield

9.25%

L20 medians

Last Sold

£102k

2014-03-31

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£78,950
SDLT standard£0
SDLT BTL surcharge (5%)£3,948
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£84,998

Funding

Deposit (25%)£19,738
Mortgage (75% LTV)£59,212
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£25,786

Monthly Returns

Monthly Rent (estimate)£500
Mortgage Payment (IO)-£259
Management (10%)-£50
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£91

Capital Returns

5yr Property Value£105,255
5yr Capital Gain (5.92% pa, historical)+£26,305
5yr Cumulative Rent (net, before lease costs)+£22,104
Less mortgage interest-£15,540
5yr Total Return (before lease costs)+£32,869

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£83,624	£24,411	+£1,092	+£5,766	22.4%
Year 2	£88,574	£29,362	+£2,292	+£11,916	46.2%
Year 3	£93,818	£34,605	+£3,602	+£18,470	71.6%
Year 4	£99,372	£40,159	+£5,026	+£25,448	98.7%
Year 5	£105,255	£46,042	+£6,564	+£32,869	127.5%

Modelled on the live asking price. Capital growth 5.92% a year is the L20 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£25,786).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,789

Population

Signal

11.1%

Households Deprived

Upside Opportunities

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