UPRN:2465175836Purpose Built Flat2 bedsBuilt 2007 onwards
LeaseholdCouncil Tax: -EPC: C (76)
Data freshness:●Listing· freshListing: fresh, refreshed 2d ago (2026-11-11T04:00:09.660235+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:41:27.125488+00:00)●Ownership· freshOwnership: fresh, refreshed 3d ago (2026-11-10T18:57:17.757502+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Crime· freshCrime: fresh, refreshed 2d ago (2026-11-11T13:01:03.839912+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
70
/ 100
Mixed
Verdict
yesterday
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
18 of 21 sources
Sale Estimate
£130,000
£123k - £136kHigh
Estimate
£130k
Range
£123k – £136k
Rent Estimate (pcm)
£800
£750 - £850
Monthly
£800
Yield
8.73%
Verdict
Derived from HomePortfolio scores
Flat 120 earns an INVESTIGATE rating with HP Score 70/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (97/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Notification of change of use from commercial office (Class E) to 4 dwellinghouses (4x2bed) (Class C3)
Pending
20261603
Non material amendment to planning permission 20251281 (removal of Gabion Baskets and relocation of 2 trees to landscape verge adjacent block 6)
Pending
20261559
Removal of conditions 2 (student occupancy) attached to planning permission 20071409 (Change of use of basement, part of ground floor, first, second and third floors from offices (Class B1) and fourth floor extension to provide one 1 bedroom selfcontained flat (Class C3) and forty bedrooms for student accommodation in the following configuration: two 1 bedroom flats, one 4 bedroom cluster flat, three 6 bedroom cluster flats, two 8 bedroom cluster flats (sui generis)) to allow the property to be used as accommodation for young professionals as well as students (flats B, C, E, G, H, J) (Class C3), as well as short term lets (Flats D, F) (Sui Generis).
Low confidence1 independent sourceLead to verifyListing checked 11 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 15% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge2.5/15
claims [AVM +15.4% (HIGH), sold-comps +18.5%, £/sqft +18.7%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
valuation_snapshotsestimate for 2465175836· as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 9.4%· as of 1 Nov 2026
Rental economics28.3/40
gross yield 8.7%; range width penalty ×0.95; the estimate this rent rides on sits 15% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 800/mo (range 750-850)· as of 9 Nov 2026· verify before relying on this
valuation_snapshotssale estimate 15% above the ask on the same snapshot - verify the rent describes this home· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -6/mo, -1% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 2 price cut(s), unknown days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity14.6/15
68 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£82,500£126,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£110,000
At the asking price
£800/mo
Evidenced range £750-£850
5.4%
75%
Cash required
£34,300
Net cash flow
£183/mo
Cash on cash
6.4%
Score at this price
45
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.15 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 2465175836Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 9.4%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 800/mo (range 750-850)Rental economics · as of 9 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 15% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 800/mo (range 750-850)
Rental economics needs verification before you rely on it
sale estimate 15% above the ask on the same snapshot - verify the rent describes this home
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
· verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026