25 Barkston Drive, Peterborough, PE1 4LA
Estimate of £453k for this detached house. 302 sales in PE1 in the last 12 months; median £205k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£455,000
- SDLT standard£12,750
- SDLT BTL surcharge (5%)£22,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£492,600
Funding
- Deposit (25%)£113,750
- Mortgage (75% LTV)£341,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£151,350
Monthly Returns
- Monthly Rent (estimate)£2,200
- Mortgage Payment (IO)-£1,493
- Management (10%)-£220
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£387
Capital Returns
- 5yr Property Value£539,093
- 5yr Capital Gain (3.45% pa, historical)+£84,093
- 5yr Cumulative Rent (net)+£117,659
- Less mortgage interest-£89,580
- 5yr Total Return+£112,172
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £470,698 | £129,448 | +£4,644 | +£20,342 | 13.4% |
| Year 2 | £486,937 | £145,687 | +£9,768 | +£41,705 | 27.6% |
| Year 3 | £503,736 | £162,486 | +£15,371 | +£64,106 | 42.4% |
| Year 4 | £521,115 | £179,865 | +£21,474 | +£87,589 | 57.9% |
| Year 5 | £539,093 | £197,843 | +£28,079 | +£112,172 | 74.1% |
Modelled on the live asking price. Capital growth 3.45% a year is the PE1 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£151,350).
Price Forecast
No forecast available.